Lincoln County property record for 195 Wingate Dr, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,532 sqft · built 2004 |
| Lot Size | 0.279 acres (12,153 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $203,100 (Jan 2017) |
| Tax Bill | $2,317 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-80-33-000-000-026.026 |
| Primary APN | 15-80-33-000-000-026.026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,532 sqft Living Area |
| Basement Area | 1,532 sqft |
| Unfinished Basement | 1,532 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,153 sqft (0.279 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 195 WINGATE DR |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-3974 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 WINGATE ESTATES |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 33 |
| Legal Subdivision | WINGATE |
| Legal Lot Number | 26 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 810203 |
Source: Lincoln County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 195 WINGATE DR, TROY, MO 63379-3974 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2017 · Amount on Record |
| Deed Sale | Jan 12, 2017 · Amount on Record |
| Prior Sale | Mar 22, 2012 · Amount on Record |
| Deed Document Number | 2017325 |
| Deed Book / Page | 2406 / 915 |
| Prior Transfer Date | Aug 29, 2012 |
| Prior Transfer Doc | 2266/78 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Jan 12, 2017 |
| Property Address | 195 WINGATE DR, TROY, MO 63379-3974 |
| Document Number | 2406/0915 |
| Book / Page | 2406 / 0915 |
| Map Reference | MB13 PG140 |
| Instrument Date | Jan 10, 2017 |
| Instrument | 2017000325 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 195 WINGATE DR, TROY, MO 63379-3974 |
| Document Number | 2017000326 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 2017000326 |
| Name | HNB NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Lincoln County assessment roll, as of September 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,317.00 (+7.17%) | $36,893 (+8.53%) Land $4,720 Building $32,173 | $194,170 (+8.53%) Land $24,840 Building $169,330 |
| 2023 | $2,162.00 (+4.85%) | $33,993 Land $3,861 Building $30,132 | $178,910 Land $20,320 Building $158,590 |
| 2022 | $2,062.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY PWS serves 15,000 people · EPA ID MO6010798 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Systec Wireless Communications Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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