Clay County property record for 195 Waverly Rd, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,987 sqft · built 1998 |
| Lot Size | 1.01 acres (43,890 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $944 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 092A224E 0050000 |
| Primary APN | 092A224E 0050000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 9 Rooms |
| Building Area | 2,987 sqft Finished Area |
| 1st Floor Area | 1,699 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Combination |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 43,890 sqft (1.01 acres) |
| Lot Dimensions | 210 ft deep x 209 ft wide |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 208 sqft |
| Street Address | 195 WAVERLY RD |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-3977 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 24 T 17 R 06 BEG 972 FT S & 19 FT E NW COR NW 1/4 209 FT E&W X 210 FT N&S DB 254/603 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 24 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4033 |
| Census Tract | 950400 |
195 Waverly Rd is owned and occupied by an individual.
Source: Clay County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 195 WAVERLY RD, WEST POINT, MS 39773-3977 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 195 WAVERLY RD, WEST POINT, MS 39773-3977 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2018 |
| Name | Verified Name |
|---|
| Document Number | 503/191 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 503/191 |
| Instrument | 2018001392 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | WEST POINT, MS 39773 |
| Amount | Amount on Record |
|---|---|
| Term | 26 Months |
| Due | Jun 11, 2020 |
The 2025 property tax bill for 195 Waverly Rd was $944.
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $944.00 Additional exemption filed | $24,052 (-) Land $3,000 Building $21,052 | $240,522 (-) Land $30,000 Building $210,522 |
| 2024 | $24,052 (-) Land $3,000 Building $21,052 | $240,522 (-) Land $30,000 Building $210,522 | |
| 2023 | $2,477.00 (+1.1%) Additional exemption filed | $24,052 Land $3,000 Building $21,052 | $240,522 Land $30,000 Building $210,522 |
| 2022 | $2,450.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Waverly Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 15 (1979–2019) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Feb 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 195 Waverly Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILOAM W/A #2-GRIFFITH WELL public/private · serves 2,054 people · EPA ID MS0130015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures