195 Valley Oak Loop, Jackson, TN 38305 Property Records

Madison County property record for 195 Valley Oak Loop, Jackson, TN 38305 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,728 sqft · built 2002
Lot Size	0.722 acres (31,465 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Dec 2018)
Tax Bill	$766 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057042I A 05600`

Property Details

APN / Parcel Number

Primary APN	`057042I A 05600`
Alternative APN	`042I A 05600`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	1,116 sqft
Upper Floors Area	1,020 sqft
Basement Area	182 sqft
Unfinished Basement	182 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,465 sqft (0.722 acres)
Lot Dimensions	217 ft deep x 145 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	543 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	195 VALLEY OAK LOOP
City	JACKSON
State	TN
Zip	38305-9524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: C48
Legal Subdivision	HIGH OAKS IN COUNTRI AIRE
Legal Block	1
Legal Lot Number	60 144
Jurisdiction	MADISON TN
Township / Civil Division	10
Census Block Group	2
Census Block	2010
Census Tract	1501

Owner

Source: Madison County records · APN 057042I A 05600

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	195 VALLEY OAK LOOP, JACKSON, TN 38305-9524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEGENDS BANK
Dec 21, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN HOME FINANCIAL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	18014783
Deed Book / Page	D749 / 0468
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	195 VALLEY OAK LOOP, JACKSON, TN 38305-9524
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T2151/1263
Date	Mar 08, 2021
Book Page	T2151/1263
Instrument	21003073

Lender

Name	LEGENDS BANK
Type	Bank
Address	CLARKSVILLE, TN 37040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Dec 21, 2018
Property Address	195 VALLEY OAK LOOP, JACKSON, TN 38305-9524
Document Number	0D749/0468
Book / Page	D749 / 0468
Map Reference	MB 8 PG 85
Instrument Date	Dec 20, 2018
Instrument	18014783
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$536.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 VALLEY OAK LOOP, JACKSON, TN 38305-9524

Mortgage

Document Number	0018014784
Date	Dec 21, 2018
Instrument	18014784

Lender

Name	AMERICAN HOME FINANCIAL
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$766.00	$40,900 (-) Land $3,750 Building $37,150
2023		$40,900 Land $3,750 Building $37,150
2022	$766.00		$163,600 Land $15,000 Building $148,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (47113C), updated August 3, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471130015012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010, rainfall accumulation, Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Wildfire

Wildfire Risk	Low above 34% of the US · above 51% of Tennessee
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Jackson Energy Authority	Fiber	1,000 / 1,000
Aeneas Communications	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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