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164 Valley Oak Loop, Jackson, TN 38305 Property Records

Madison County property record for 164 Valley Oak Loop, Jackson, TN 38305 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,033 sqft · built 1981
Lot Size0.748 acres (32,623 sqft)
Owner2 Individual Names on File
Last Sale$159,900 (Oct 2019)
Tax Bill$1,005 (2025)
Deeds & MortgagesJul 2022 Mortgage
Oct 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN057042I A 03600

Property Details

APN / Parcel Number

Primary APN057042I A 03600
Alternative APN
  • 042I A 03600

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area2,033 sqft Living Area
1st Floor Area1,303 sqft
Upper Floors Area1,303 sqft
Attic Area1,303 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2007
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area32,623 sqft (0.748 acres)
Lot Dimensions323 ft deep x 101 ft wide
TerrainHigh
Garage TypeFinished
Garage Area840 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area678 sqft
Deck Area399 sqft
Patio Area399 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address164 VALLEY OAK LOOP
CityJACKSON
StateTN
Zip38305-9338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 06, COUNTY AREA: C48
Legal SubdivisionHIGH OAKS IN COUNTRI AIRE
Legal Block1
Legal Lot Number40 101
JurisdictionMADISON TN
Township / Civil Division10
Census Block Group2
Census Block2009
Census Tract1501

Owner

Source: Madison County records · APN 057042I A 03600

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address164 VALLEY OAK LOOP, JACKSON, TN 38305-9338
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 07, 2019Warranty Deed, Transfer · FHA Mortgage
FIRST COMMUNITY MORTGAGE INC
Sep 06, 2019Trustee's Deed, Construction Loan · Construction Mortgage
FIRSTBANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 07, 2019 · Amount on Record
Deed SaleOct 07, 2019 · Amount on Record
Deed Document Number19012415
Deed Book / PageD754 / 0040
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON TN
Property Address164 VALLEY OAK LOOP, JACKSON, TN 38305-9338
Transaction TypeMortgage
Record UpdatedJul 28, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 VALLEY OAK LOOP, JACKSON, TN 38305-9338

Mortgage

Document Number0T2202/679
DateJul 13, 2022
Book PageT2202/679
Instrument22009311
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueMar 01, 2051

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON TN
Recording DateOct 07, 2019
Property Address164 VALLEY OAK LOOP, JACKSON, TN 38305-9338
Document Number0D754/0040
Book / PageD754 / 0040
Instrument DateSep 26, 2019
Instrument19012415
Transaction TypeTransfer
Record UpdatedJun 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$591.63
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address164 VALLEY OAK LOOP, JACKSON, TN 38305-9338

Mortgage

Document Number0019012417
DateOct 07, 2019
Instrument19012417
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049

September 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMADISON TN
Recording DateSep 06, 2019
Property Address164 VALLEY OAK LOOP, JACKSON, TN 38305-9338
Book / Page0T2103 / 001155
Instrument DateSep 03, 2019
Instrument10989
Transaction TypeConstruction Loan
Record UpdatedSep 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address275 GREENHILL DR JACKSON TN 383055715, JACKSON, TN 38305-5715

Mortgage

Document Number0000010989
DateSep 06, 2019
Book Page0T2103/001155
Instrument10989
Lender
NameFIRSTBANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 05, 2020

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyMadison County
Unified School DistrictJackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,005.00$53,650 (-) Land $3,750 Building $49,900
2023$53,650 Land $3,750 Building $49,900
2022$1,005.00$214,600 Land $15,000 Building $199,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (47113C), updated August 3, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471130015012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2010)
Most Recent ClaimMay 2010, rainfall accumulation, Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Wildfire

Wildfire RiskLow
above 34% of the US · above 51% of Tennessee
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 105 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Jackson Energy AuthorityFiber1,000 / 1,000
Aeneas CommunicationsFiber1,000 / 1,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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