195 Umpawaug Rd, Redding, CT 06896 Property Records

Redding Town property record for 195 Umpawaug Rd, Redding, CT 06896

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,887 sqft · built 1930
Lot Size3.14 acres (136,778 sqft)
Owner2 Individual Names on Record
Tax Bill$13,230 (2026)
Deeds & MortgagesNov 2024 Mortgage
Nov 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNREDD M:28 L:7

Property Details

APN / Parcel Number

Primary APNREDD M:28 L:7
Alternative APNs
  • 00246600
  • 246600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,887 sqft Living Area
Gross Area7,160 sqft
1st Floor Area2,509 sqft
AtticAttic
Attic Area946 sqft
Basement Area2,317 sqft
Unfinished Basement2,317 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area136,778 sqft (3.14 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
Tennis CourtTennis Court

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number246600
Street Address195 UMPAWAUG RD
CityREDDING
StateCT
Zip06896-2233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Lot Number7
JurisdictionREDDING CT
Township / Civil DivisionREDDING
Census Block Group2
Census Block2003
Census Tract240100

Owner

Source: Redding Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address730 LAFAYETTE AVE, 1R, BROOKLYN, NY 11221-6176
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2024Deed of Trust, Mortgage · ARM
US BANK NA
Nov 26, 2025Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
May 13, 2024Warranty Deed, Transfer · ARM
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREDDING CT
Property Address195 UMPAWAUG RD, REDDING, CT 06896-2233
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00449-1199
DateNov 26, 2024
Book Page449/1199
Lender
NameUS BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueDec 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateDec 1, 2031

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREDDING CT
Property Address195 UMPAWAUG RD, REDDING, CT 06896-2233
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000454-216
DateNov 26, 2025
Book Page454/216
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.88%
Type Change DateDec 1, 2032
Index1-Year CMT

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionREDDING CT
Recording DateMay 13, 2024
Property Address195 UMPAWAUG RD, REDDING, CT 06896-2233
Document Number000447-980
Book / Page447 / 980
Instrument DateMay 7, 2024
Transaction TypeTransfer
Record UpdatedJul 25, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address730 LAFAYETTE AVE APT 1R, 1R, BROOKLYN, NY 11221-6176

Mortgage

Document Number0000447983
DateMay 13, 2024
Instrument447/983
Lender
NameUS BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.88%
Type Change DateJun 1, 2031
Index1-Year CMT

Tax Assessment & Valuation

Source: Redding Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionRedding Town
Elementary School DistrictRedding School District (PK - 08)
Secondary School DistrictRegional School District 09 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,230.00 (+3.15%)$434,200 (-) Land $197,500 Building $236,700$1,234,122 (+306.04%)
2025$12,826.00$434,200 (-) Land $197,500 Building $236,700$303,940 Land $138,250 Building $165,690
2024$12,826.00 (+6.68%)
2023$12,023.00 (+5.59%)$434,200 (+27.14%) Land $197,500 Building $236,700
2022$11,386.00$341,500 Land $212,100 Building $129,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000

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