172 Umpawaug Rd, Redding, CT 06896 Property Records

Redding Town property record for 172 Umpawaug Rd, Redding, CT 06896

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,979 sqft · built 1993
Lot Size	4.94 acres (215,186 sqft)
Owner	2 Individual Names on File
Last Sale	$1,030,000 (Jan 2013)
Tax Bill	$32,376 (2025)
Deeds & Mortgages	Mar 2023 Refinance Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`REDD M:28 L:92`

Property Details

APN / Parcel Number

Primary APN	`REDD M:28 L:92`
Alternative APNs	`00248100` `248100`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,979 sqft Living Area
Gross Area	9,278 sqft
1st Floor Area	2,120 sqft
Attic	Attic
Attic Area	900 sqft
Basement Area	2,120 sqft
Unfinished Basement	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	215,186 sqft (4.94 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	248100
Street Address	172 UMPAWAUG RD
City	REDDING
State	CT
Zip	06896-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Lot Number	92
Jurisdiction	REDDING CT
Township / Civil Division	REDDING
Census Block Group	2
Census Block	2000
Census Tract	240100

Owner

Source: Redding Town records · APN REDD M:28 L:92

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	172 UMPAWAUG RD, REDDING, CT 06896-2213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Jul 06, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Apr 18, 2018	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 28, 2013 · Amount on Record
Deed Sale	Jan 28, 2013 · Amount on Record
Prior Sale	Apr 03, 2003 · Amount on Record
Deed Book / Page	384 / 228
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	REDDING CT
Property Address	172 UMPAWAUG RD, REDDING, CT 06896-2213
Transaction Type	Mortgage
Record Updated	Apr 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000443-522
Date	Mar 22, 2023
Book Page	443/522

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	REDDING CT
Property Address	172 UMPAWAUG RD, REDDING, CT 06896-2213
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000433-836
Date	Jul 06, 2021
Book Page	433/836

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2036

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	REDDING CT
Property Address	172 UMPAWAUG RD, REDDING, CT 06896-2213
Document Number	413-191
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	Mar 05, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 UMPAWAUG RD REDDING CT 068962213, REDDING, CT 06896-2213

Mortgage

Document Number	413-191
Date	Apr 25, 2018
Book Page	000413/000191

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Redding Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Redding Town
Elementary School District	Redding School District (PK - 08)
Secondary School District	Regional School District 09 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$32,376.00	$1,096,000 (-) Land $222,100 Building $873,900	$767,200 Land $155,470 Building $611,730
2024	$32,376.00 (+6.68%)
2023	$30,348.00 (+2.29%)	$1,096,000 (+23.16%) Land $222,100 Building $873,900
2022	$29,669.00	$889,900 Land $236,700 Building $653,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000

Based on FCC filings for 31 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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