Norfolk County and Dedham Town property record for 195 Tower St, Dedham, MA 02026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,096 sqft · built 1989 |
| Lot Size | 0.674 acres (29,377 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (May 2010) |
| Tax Bill | $12,014 (2025) |
| Deeds & Mortgages | Jan 2021 Refinance Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | DEDH M:0156 L:0140 |
| Primary APN | DEDH M:0156 L:0140 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,096 sqft Living Area |
| Gross Area | 4,832 sqft |
| 1st Floor Area | 2,096 sqft |
| Basement Area | 1,568 sqft |
| Unfinished Basement | 336 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,377 sqft (0.674 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 195 TOWER ST |
|---|---|
| City | DEDHAM |
| State | MA |
| Zip | 02026-3801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Lot Number | 140 |
| Jurisdiction | DEDHAM MA |
| Township / Civil Division | DEDHAM |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 402200 |
Source: Norfolk County and Dedham Town records · APN DEDH M:0156 L:0140
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 TOWER ST, DEDHAM, MA 02026-3801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCIAL NETWORK |
| Aug 01, 2018 | Deed of Trust, Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2010 · Amount on Record |
| Deed Sale | May 28, 2010 · Amount on Record |
| Deed Document Number | 201049535 |
| Deed Book / Page | 27707 / 6 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEDHAM MA |
| Property Address | 195 TOWER ST, DEDHAM, MA 02026-3801 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 38917-536 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 38917/536 |
| Instrument | 10317 |
| Name | AMERICAN FINANCIAL NETWORK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEDHAM MA |
| Property Address | 195 TOWER ST, DEDHAM, MA 02026-3801 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36191-395 |
|---|---|
| Date | Aug 01, 2018 |
| Book Page | 36191/395 |
| Instrument | 67309 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 01, 2033 |
Source: Norfolk County and Dedham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Dedham Town |
| Unified School District | Dedham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,014.00 (+2.87%) | $952,000 (+1.89%) Land $365,700 Building $586,300 | $798,760 (-0.72%) |
| 2024 | $11,679.00 (+5.53%) | $934,300 (+8.4%) Land $331,700 Building $602,600 | $804,555 |
| 2023 | $11,067.00 | $861,900 Land $300,200 Building $561,700 |
Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 10 units insured incl. 2 condo units |
| Nearby Flood Claims | 10 (1987–2020) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2020 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Netafy Fixed Wireless | 150 / 150 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 428 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DEDHAM WESTWOOD WATER DIST. serves 41,630 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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