188 Tower St, Dedham, MA 02026 Property Records

Norfolk County and Dedham Town property record for 188 Tower St, Dedham, MA 02026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,639 sqft · built 1952
Lot Size	0.39 acres (17,000 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (Jun 2026)
Tax Bill	$8,477 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DEDH M:0156 L:0144`

Property Details

APN / Parcel Number

Primary APN	`DEDH M:0156 L:0144`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,639 sqft Living Area
Gross Area	2,951 sqft
1st Floor Area	1,060 sqft
Basement Area	724 sqft
Unfinished Basement	724 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,000 sqft (0.39 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	188 TOWER ST
City	DEDHAM
State	MA
Zip	02026-3831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G
Legal Lot Number	144
Jurisdiction	DEDHAM MA
Township / Civil Division	DEDHAM
Census Block Group	2
Census Block	2002
Census Tract	402200

Owner

Source: Norfolk County and Dedham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	188 TOWER ST, DEDHAM, MA 02026-3831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jun 12, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Jun 28, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK
Nov 9, 2017	Warranty Deed, Transfer · FHA Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Nov 3, 2017 · Amount on Record
Deed Document Number	20261571691
Prior Transfer Date	Jun 4, 2026
Prior Transfer Doc	0001571691
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	188 TOWER ST, DEDHAM, MA 02026-3831
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001561220
Date	Oct 31, 2025
Instrument	1561220

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEDHAM MA
Recording Date	Jun 12, 2026
Property Address	188 TOWER ST, DEDHAM, MA 02026-3831
Document Number	0001571691
Instrument Date	Jun 4, 2026
Instrument	20261571691
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	188 TOWER ST, DEDHAM, MA 02026-3831

Mortgage

Date	Jun 12, 2026

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	188 TOWER ST, DEDHAM, MA 02026-3831
Document Number	0001425702
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 TOWER ST DEDHAM MA 020263831, DEDHAM, MA 02026-3831

Mortgage

Document Number	0001425702
Date	Jul 17, 2019
Instrument	1425702

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEDHAM MA
Recording Date	Nov 9, 2017
Property Address	188 TOWER ST, DEDHAM, MA 02026-3831
Document Number	0001389677
Instrument Date	Sep 22, 2017
Instrument	1389677
Transaction Type	Transfer
Record Updated	Nov 29, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 TOWER ST DEDHAM MA 020263831, DEDHAM, MA 02026-3831

Mortgage

Date	Nov 9, 2017

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2047

Tax Assessment & Valuation

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Dedham Town
Unified School District	Dedham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,477.00 (+5.04%)	$689,200 (+7.77%) Land $370,400 Building $318,800	$729,465 (-4.44%)
2025	$8,070.00 (+2.44%)	$639,500 (+1.48%) Land $356,000 Building $283,500	$763,325 (+8.51%)
2024	$7,878.00 (+6.27%)	$630,200 (+9.16%) Land $323,000 Building $307,200	$703,475
2023	$7,413.00	$577,300 Land $292,400 Building $284,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	10 units insured incl. 2 condo units
Nearby Flood Claims	10 (1987–2020)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2020 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Netafy Fixed Wireless	150 / 150

May also be available: T-Mobile.

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