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195 Thomas St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 195 Thomas St, Bloomfield, NJ 07003

Property Summary

Property TypeSingle Family Home
Details1,729 sqft · built 1909
Lot Size0.114 acres (4,953 sqft)
OwnerIndividual Name on File
Last Sale$551,000 (Mar 2021)
Tax Bill$15,673 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN02-00224-0000-00017

Property Details

APN / Parcel Number

Primary APN02-00224-0000-00017
Alternative APN
  • 020022400017

Interior

Stories1 Story
Building Area1,729 sqft Living Area
1st Floor Area1,729 sqft

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Lot Area4,953 sqft (0.114 acres)
Lot Dimensions127 ft deep x 39 ft wide

Location & Zoning

Old Parcel Number020022400017
Street Address195 THOMAS ST
CityBLOOMFIELD
StateNJ
Zip07003-2504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal Description39 X 127
Legal Block224
Legal Lot Number17
JurisdictionESSEX NJ
Township / Civil DivisionBLOOMFIELD
Census Block Group4
Census Block4000
Census Tract15600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Glen Ridge Historic District (Boundary Increase)
listed 1988 · 510 contributing resources · NRIS 88002155

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

195 Thomas St is owned and occupied by an individual who bought it in March 2021.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner of RecordIndividual Name on File
Mailing Address195 THOMAS ST, BLOOMFIELD, NJ 07003-2504
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 11, 2021 · Amount on File
Deed SaleMar 11, 2021 · Amount on File
Prior SaleJul 11, 2016 · Amount on File
Deed Document Number202129663
Record UpdatedSep 20, 2026

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateMar 11, 2021
Property Address195 THOMAS ST, BLOOMFIELD, NJ 07003-2504
Document Number2021029663
Instrument DateFeb 20, 2021
Instrument2021029663
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyNOT AVAILABLE, KEY SETTLEMENTS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,377.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address109 VIA DE CAMPO, 109, BLOOMFIELD, NJ

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 THOMAS ST, BLOOMFIELD, NJ 07003-2504
InvestorPossibly a Property Investor

Mortgage

Document Number2021029665
DateMar 11, 2021
Instrument2021029665
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 195 Thomas St was $15,673, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionBloomfield Township
Unified School DistrictBloomfield Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$449,200 (-) Land $117,700 Building $331,500$449,200 (-) Land $117,700 Building $331,500
2025$15,673.00 (+2.87%)$449,200 Land $117,700 Building $331,500$449,200 Land $117,700 Building $331,500
2024$15,236.00
2023$449,200 Land $117,700 Building $331,500$449,200 Land $117,700 Building $331,500
2022$14,383.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Thomas St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 65 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies65 in force
Nearby Flood Claims95 (1981–2024)
Claims Outside the SFHA5 of 95
Most Recent ClaimAug 2024 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 23 claims
  • Hurricane Irene, Aug 2011 · 22 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Thomas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMFIELD WATER DEPARTMENT
serves 53,315 people · EPA ID NJ0702001
Water SourcePurchased surface water from NEWARK WATER DEPARTMENT
Last State InspectionSep 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2024
Treatment failure
resolved · Nov 2020
Haloacetic acids
resolved · Jan 2020
Treatment and ProcedureCorrosion control
Jul 2022
Lead service line replacement
Jan 2022
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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