193 Thomas St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 193 Thomas St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,343 sqft · built 1908
Lot Size	0.149 acres (6,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Nov 2021)
Tax Bill	$13,673 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`02-00224-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`02-00224-0000-00018`
Alternative APN	`020022400018`

Interior

Stories	1 Story
Building Area	1,343 sqft Living Area
1st Floor Area	1,343 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Lot Area	6,473 sqft (0.149 acres)
Lot Dimensions	166 ft deep x 39 ft wide

Location & Zoning

Old Parcel Number	020022400018
Street Address	193 THOMAS ST
City	BLOOMFIELD
State	NJ
Zip	07003-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	39 X 166
Legal Block	224
Legal Lot Number	18
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	4
Census Block	4000
Census Tract	15600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glen Ridge Historic District (Boundary Increase) listed 1988 · 510 contributing resources · NRIS 88002155

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	193 THOMAS ST, BLOOMFIELD, NJ 07003-2504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 19, 2019	Grant Deed, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Aug 19, 2019 · Amount on Record
Deed Document Number	2021136953
Prior Transfer Date	Oct 6, 2016
Prior Transfer Doc	2016104904
Record Updated	Oct 29, 2026

November 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 16, 2021
Property Address	193 THOMAS ST, BLOOMFIELD, NJ 07003-2504
Document Number	2021136953
Instrument Date	Nov 1, 2021
Instrument	2021136953
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 OAKLAND RD, 154, MAPLEWOOD, NJ 07040-2301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 THOMAS STREET, BLOOMFIELD TOWNSHIP, NJ

Mortgage

Document Number	2021136954
Date	Nov 16, 2021
Instrument	2021136954

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.99%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	6.99%
Index	Other
Margin	3
Max Rate	6.99%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	193 THOMAS ST, BLOOMFIELD, NJ 07003-2504
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	PERFECT TITLE, PERFECT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021085844
Date	Jul 15, 2021
Instrument	2021085844

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

August 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 19, 2019
Property Address	193 THOMAS ST, BLOOMFIELD, NJ 07003-2504
Document Number	0000077499
Instrument Date	Aug 7, 2019
Instrument	77499
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	SURETY TITLE AGENCY COASTAL RE

Transaction

Amount	Amount Recorded
Tax	$3.31
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	193 THOMAS ST BLOOMFIELD NJ 070032504, BLOOMFIELD, NJ 07003-2504

Mortgage

Document Number	77500
Date	Aug 19, 2019
Instrument	77500

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,900 (-) Land $125,800 Building $266,100	$391,900 (-) Land $125,800 Building $266,100
2025	$13,673.00 (+2.86%)	$391,900 (-) Land $125,800 Building $266,100	$391,900 (-) Land $125,800 Building $266,100
2024	$13,293.00 (+5.94%)
2023		$391,900 Land $125,800 Building $266,100	$391,900 Land $125,800 Building $266,100
2022	$12,548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 65 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	95 (1981–2024)
Claims Outside the SFHA	5 of 95
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 23 claims Hurricane Irene, Aug 2011 · 22 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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