195 Tarheel W Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 195 Tarheel W Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,319 sqft · built 1992
Lot Size	4.06 acres (176,854 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Aug 2009)
Tax Bill	$2,124 (2025)
Deeds & Mortgages	Oct 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`458216936900000`

Property Details

APN / Parcel Number

Primary APN	`458216936900000`
Alternative APN	`55767`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,319 sqft Heated Area
Gross Area	5,307 sqft
1st Floor Area	3,319 sqft
Basement Area	340 sqft
Unfinished Basement	340 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	176,854 sqft (4.06 acres)
Lot Dimensions	305 ft deep x 677 ft wide
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	336 sqft
Deck Area	459 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	55767
Street Address	195 TARHEEL WEST DR
City	MURPHY
State	NC
Zip	28906-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 2-1 & 2-2 TARHEEL WEST PH I 1366/252 A/71H
Legal Subdivision	TARHEEL WEST PHASE ONE
Legal Phase	1
Legal Tract	2
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	3
Census Block	3007
Census Tract	930502

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 TARHEEL WEST DR, MURPHY, NC 28906-2410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2009 · Amount on Record
Deed Sale	Aug 24, 2009 · Amount on Record
Deed Document Number	20094822
Deed Book / Page	1366 / 252
Last Transfer Date	Sep 25, 2021
Transfer Doc	001692/858
Record Updated	Jun 8, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Oct 4, 2021
Property Address	195 TARHEEL WEST DR, MURPHY, NC 28906-2410
Document Number	001692/858
Book / Page	1692 / 858
Instrument Date	Sep 25, 2021
Instrument	6625
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	FNC TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	195 TARHEEL WEST DR, MURPHY, NC 28906-2410

Mortgage

Document Number	0001692861
Date	Oct 4, 2021
Instrument	1692/861

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.67%
Change Frequency	Annually
Index	1-Year CMT
Max Rate	7.67%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,124.00	$287,600 (-)	$287,600 (-) Land $40,600 Building $247,000
2023		$287,600	$287,600 Land $40,600 Building $247,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
RiverStreet Networks Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Blue Ridge Mountain EMC, Frontier, Peachtree Broadband Fiber.