Cherokee County property record for 422 Tarheel W Dr, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,560 sqft · built 1992 |
| Lot Size | 1.36 acres (59,242 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,670 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 458216834377000 |
| Primary APN | 458216834377000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,560 sqft Heated Area |
| Basement Area | 870 sqft |
| Finished Basement | 870 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 59,242 sqft (1.36 acres) |
| Lot Dimensions | 183 ft deep x 352 ft wide |
| Garage Area | 1,290 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 482 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 440044000705 |
|---|---|
| Street Address | 422 TARHEEL WEST DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-2403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 6-2 TARHEEL WEST PH 1 650/23 A/71H |
| Legal Phase | 1 |
| Legal Tract | 6 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 930502 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 422 TARHEEL WEST DR, MURPHY, NC 28906-2403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Nov 6, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 1992 |
| Deed Sale | Apr 1, 1992 |
| Deed Document Number | 0000065023 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 422 TARHEEL WEST DR, MURPHY, NC 28906-2403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 422 TARHEEL WEST DR, MURPHY, NC 28906-2403 |
| Document Number | 1654/795 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 1654/795 |
| Instrument | 4654 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MURPHY, NC 28906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 11, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 422 TARHEEL WEST DR, MURPHY, NC 28906-2403 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2018 |
| Name | Verified Name |
|---|
| Document Number | 01599/0849 |
|---|---|
| Date | Nov 6, 2018 |
| Book Page | 01599/0849 |
| Instrument | 05343 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | MURPHY, NC 28906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Oct 11, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,670.00 | $223,630 (-) | $223,630 (-) Land $20,500 Building $203,130 |
| 2023 | $223,630 | $223,630 Land $20,500 Building $203,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Blue Ridge Mountain EMC, Frontier, Peachtree Broadband Fiber.
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