195 SW 28th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 195 SW 28th St, Okeechobee, FL 34974

Property Summary

Property Type	Commercial Office
Details	2 ba · 3,900 sqft · built 1994
Lot Size	0.44 acres (19,166 sqft)
Owner	Company Name on File
Last Sale	$162,500 (Mar 2020)
Tax Bill	$6,002 (2025)
Deeds & Mortgages	Mar 2020 Sale & Line of Credit Mar 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`1-28-37-35-0030-00120-006B`

Property Details

APN / Parcel Number

Primary APN	`1-28-37-35-0030-00120-006B`
Alternative APN	`R1283735003000120006B`

Interior

Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	3,900 sqft Gross Area
1st Floor Area	2,876 sqft
Utility Area	528 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	270 ft deep x 71 ft wide
Canopy	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	195 SW 28TH ST
City	OKEECHOBEE
State	FL
Zip	34974-5903
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	RENFROE PARK (PLAT BOOK 2 PAGE 55) W 1/2 OF LOTS 6 TO 10 INC BLOCK 12 & S 1/2 OF SW 27TH ST LYING N OF LOT 6
Legal Range	35E
Legal Township	37S
Legal Section	28
Legal Subdivision	RENFROE PARK
Legal Block	12
Legal Lot Number	6-10
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	5
Census Block	5034
Census Tract	910601

Owner

195 SW 28th St, a commercial property, is owned by a company that bought it in March 2020.

Source: Okeechobee County records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	195 SW 28TH ST, OKEECHOBEE, FL 34974-5903
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2020	Warranty Deed, Transfer · Line of Credit SEACOAST NAT'L BK
Mar 10, 2020	Warranty Deed, Transfer OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2020 · Amount on File
Deed Sale	Mar 10, 2020 · Amount on File
Prior Sale	Dec 3, 2002 · Amount on File
Deed Document Number	20202661
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Mar 10, 2020
Property Address	195 SW 28TH ST, OKEECHOBEE, FL 34974-5903
Document Number	0000002661
Instrument Date	Mar 9, 2020
Instrument	2661
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	OKEE TANTIE TITLE COMPANY, OKEE TANTIE TITLE CO

Transaction

Amount	Amount on Record
Tax	$1,138.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	195 SW 28TH ST OKEECHOBEE FL 349745903, OKEECHOBEE, FL 34974-5903

Mortgage

Document Number	2662
Date	Mar 10, 2020
Instrument	2662

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 9, 2035

Interest

Rate Type	Adjustable Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Mar 10, 2020
Property Address	195 SW 28TH ST, OKEECHOBEE, FL 34974-5903
Document Number	0000002660
Instrument Date	Mar 2, 2020
Instrument	2660
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE-TANTIE TITLE CO INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	195 SW 28TH ST OKEECHOBEE FL 349745903, OKEECHOBEE, FL 34974-5903

Tax Assessment & Valuation

The 2025 property tax bill for 195 SW 28th St was $6,002.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,002.00	$347,119 Land $76,680 Building $270,439	$347,119 Land $76,680 Building $270,439
2023	$5,145.00 (+17.52%)	$297,116 (+22.1%) Land $69,012 Building $228,104	$297,116 (+22.1%) Land $69,012 Building $228,104
2022	$4,378.00	$243,338 Land $36,213 Building $207,125	$243,338 Land $36,213 Building $207,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 SW 28th St in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	10 (2004–2012)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 5 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 SW 28th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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