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1605 SW 28th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1605 SW 28th St, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,580 sqft · built 1986
Lot Size5.5 acres (239,580 sqft)
Owner2 Individual Names on File
Tax Bill$3,957 (2025)
Deeds & MortgagesDec 2017 Loan Modification
Flood ZoneZone X (moderate risk)
APN1-29-37-35-0A00-00007-B000

Property Details

APN / Parcel Number

Primary APN1-29-37-35-0A00-00007-B000

Interior

Full Baths2 Baths
Building Area2,580 sqft Heated Area
Gross Area5,480 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area239,580 sqft (5.5 acres)

Exterior Amenities

Pool Area442 sqft
PorchOpen Porch
Deck Area926 sqft
Patio Area978 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1605 SW 28TH ST
CityOKEECHOBEE
StateFL
Zip34974-5963
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA PARCEL OF LAND IN THE SOUTH- EAST ONE-QUARTER (SE 1/4) OF SECTION 29, TOWNSHIP 37 SOUTH, RANGE 35 EAST & BEING MORE PARTICU
Legal Range35E
Legal Township37S
Legal Section29
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group5
Census Block5010
Census Tract910601

Owner

1605 SW 28th St is owned and occupied by two individuals who acquired it in January 2011.

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1605 SW 28TH ST, OKEECHOBEE, FL 34974-5963
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2011
Deed SaleJan 4, 2011
Prior SaleOct 14, 2010
Deed Document Number2011000047
Record UpdatedJun 8, 2026

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKEECHOBEE FL
Property Address1605 SW 28TH ST, OKEECHOBEE, FL 34974-5963
Document Number0008010354
Instrument DateDec 28, 2017
Transaction TypeMortgage
Record UpdatedAug 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 SW 28TH ST OKEECHOBEE FL 349745963, OKEECHOBEE, FL 34974-5963

Mortgage

Document Number0008010354
DateJan 19, 2018
Book Page000801/000354
Instrument755
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1605 SW 28th St was $3,957 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,957.00 Homeowner's exemption$329,225$621,007 Land $223,000 Building $398,007
2023$4,405.00 (+5.08%) Homeowner's exemption$310,628 (+3%)$546,798 (+16.59%) Land $144,750 Building $402,048
2022$4,192.00 Homeowner's exemption$301,581$468,988 Land $130,000 Building $338,988

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1605 SW 28th St in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims10 (2004–2012)
Claims Outside the SFHA9 of 10
Most Recent ClaimAug 2012 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 5 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1605 SW 28th St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

Nearby Properties on SW 28th St

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