Surry County property record for 195 Stone Dr, Pilot Mountain, NC 27041
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,021 sqft · built 1976 |
| Lot Size | 2.45 acres (106,722 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $351,000 (Aug 2022) |
| Tax Bill | $2,090 (2026) |
| Deeds & Mortgages | Aug 2024 Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5965-10-46-4581 |
| Primary APN | 5965-10-46-4581 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,021 sqft Living Area |
| 1st Floor Area | 2,112 sqft |
| Basement Area | 1,738 sqft |
| Finished Basement | 909 sqft |
| Unfinished Basement | 829 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 106,722 sqft (2.45 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 320 sqft |
| Storage Building | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 100123970 |
|---|---|
| Street Address | 195 STONE DR |
| City | PILOT MOUNTAIN |
| State | NC |
| Zip | 27041-8402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RL |
| Legal Description | 123 STONE DR |
| Legal Subdivision | PILOT-COUNTRY CLUB |
| Jurisdiction | SURRY NC |
| Township / Civil Division | PILOT |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 931200 |
195 Stone Dr, a rural home, is owned and occupied by two individuals who bought it in August 2022.
Source: Surry County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 STONE DR, PILOT MOUNTAIN, NC 27041-8402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2024 | Deed of Trust, Mortgage ALLEGACY FCU |
| Aug 12, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2022 · Amount on File |
| Deed Sale | Aug 12, 2022 · Amount on File |
| Deed Document Number | 2022698418 |
| Deed Book / Page | 1825 / 741 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 195 STONE DR, PILOT MOUNTAIN, NC 27041-8402 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001904/182 |
|---|---|
| Date | Aug 19, 2024 |
| Book Page | 1904/182 |
| Instrument | 717854 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Aug 12, 2022 |
| Property Address | 195 STONE DR, PILOT MOUNTAIN, NC 27041-8402 |
| Document Number | 001825/741 |
| Book / Page | 1825 / 741 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 698418 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000698419 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 698419 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2026 property tax bill for 195 Stone Dr was $2,090, up 6.6% from the year before.
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,090.00 (+6.58%) | $291,950 (-16.45%) Land $37,700 Building $254,250 | $291,950 (-16.45%) Land $37,700 Building $254,250 |
| 2025 | $1,961.00 | $349,450 Land $37,700 Building $311,750 | $349,450 Land $37,700 Building $311,750 |
| 2023 | $1,488.00 | $269,580 Land $37,700 Building $231,880 | $269,580 Land $37,700 Building $231,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Stone Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 195 Stone Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PILOT MOUNTAIN serves 1,976 people · EPA ID NC0286025 |
|---|---|
| Water Source | Purchased surface water from CITY OF MOUNT AIRY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
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