Surry County property record for 176 Stone Dr, Pilot Mountain, NC 27041
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 3,561 sqft · built 1972 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,848 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5965-10-46-1840 |
| Primary APN | 5965-10-46-1840 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,561 sqft Living Area |
| 1st Floor Area | 2,735 sqft |
| Attic | Attic |
| Attic Area | 260 sqft |
| Flooring | Carpet |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 48,352 sqft (1.11 acres) |
| Garage Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 529 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 100049441 |
|---|---|
| Street Address | 176 STONE DR |
| City | PILOT MOUNTAIN |
| State | NC |
| Zip | 27041-8402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RL |
| Legal Description | PB 29 PG 137 |
| Jurisdiction | SURRY NC |
| Township / Civil Division | PILOT |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 931200 |
Source: Surry County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 176 STONE DR, PILOT MOUNTAIN, NC 27041-8402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MORTGAGE COMPANY LLC |
| Nov 2, 2018 | Deed of Trust, Mortgage ALLEGACY FEDERAL CREDIT UNTION |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 176 STONE DR, PILOT MOUNTAIN, NC 27041-8402 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 01599/0216 |
|---|---|
| Date | Jun 30, 2017 |
| Book Page | 1599/0216 |
| Name | FIRST MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 176 STONE DR, PILOT MOUNTAIN, NC 27041-8402 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000001650/0000000471 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 0000001650/0000000471 |
| Instrument | 000000658675 |
| Name | ALLEGACY FEDERAL CREDIT UNTION |
|---|
| Amount | Amount Recorded |
|---|
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,848.00 (+6.63%) | $390,650 (-17.98%) Land $29,900 Building $360,750 | $390,650 (-17.98%) Land $29,900 Building $360,750 |
| 2025 | $2,671.00 (+22.86%) | $476,300 (+21.92%) Land $29,900 Building $446,400 | $476,300 (+21.92%) Land $29,900 Building $446,400 |
| 2023 | $2,174.00 | $390,650 Land $29,900 Building $360,750 | $390,650 Land $29,900 Building $360,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PILOT MOUNTAIN serves 1,976 people · EPA ID NC0286025 |
|---|---|
| Water Source | Purchased surface water from CITY OF MOUNT AIRY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
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