Brevard County property record for 195 Sonya Dr, Cocoa, FL 32926
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,535 sqft · built 2004 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Jan 2015) |
| Tax Bill | $7,993 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-36-08-26-*-12 |
| Primary APN | 24-36-08-26-*-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,535 sqft Living Area |
| Gross Area | 6,698 sqft |
| 1st Floor Area | 2,616 sqft |
| Upper Floors Area | 280 sqft |
| Attic | Attic |
| Attic Area | 330 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Width | 76 ft Width |
| View / Lot | River |
| Garage Type | Attached |
| Garage Area | 1,252 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 301 sqft |
| Deck Area | 1,812 sqft |
| Patio Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2455346 |
|---|---|
| Street Address | 195 SONYA DR |
| City | COCOA |
| State | FL |
| Zip | 32926-8760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BU-1 |
| Legal Description | SABAL CHASE LOT 12 |
| Legal Range | 36E |
| Legal Township | 24S |
| Legal Section | 08 |
| Legal Subdivision | SABAL CHASE |
| Legal Lot Number | 12 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 62112 |
195 Sonya Dr is owned and occupied by two individuals who bought it in January 2015.
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 SONYA DR, COCOA, FL 32926-8760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| May 17, 2021 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Feb 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2015 · Amount on File |
| Deed Sale | Jan 20, 2015 · Amount on File |
| Prior Sale | Jun 20, 2009 · Amount on File |
| Deed Document Number | 201511240 |
| Deed Book / Page | 7285 / 1815 |
| Prior Transfer Date | May 28, 2009 |
| Prior Transfer Doc | 0059712064 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 195 SONYA DR, COCOA, FL 32926-8760 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 195 SONYA DR, COCOA, FL 32926-8760 |
| Document Number | 0091231964 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 9123/1964 |
| Instrument | 2021126421 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 195 SONYA DR, COCOA, FL 32926-8760 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 195 SONYA DR, COCOA, FL 32926-8760 |
| Document Number | 0091231977 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 9123/1977 |
| Instrument | 2021126422 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 195 SONYA DR, COCOA, FL 32926-8760 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0083761028 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 8376/1028 |
| Instrument | 2019039377 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2025 property tax bill for 195 Sonya Dr was $7,993 with a homeowner's exemption, up 5.6% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $620,750 (+2.7%) | $823,220 (+0.32%) | |
| 2025 | $7,993.00 (+5.64%) Homeowner's exemption | $604,440 | $820,580 |
| 2024 | $7,566.00 (+0.88%) | ||
| 2023 | $7,500.00 (+6.58%) Homeowner's exemption | $570,310 (+3%) | $815,510 (+24.87%) Land $79,000 Building $736,510 |
| 2022 | $7,037.00 Homeowner's exemption | $553,700 | $653,110 Land $79,000 Building $574,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Sonya Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 7 (2016–2025) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 195 Sonya Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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