165 Sonya Dr, Cocoa, FL 32926 Property Records

Brevard County property record for 165 Sonya Dr, Cocoa, FL 32926

Property Summary

Property Type	Single Family Home
Details	2,997 sqft · built 2018
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Trust Names on File
Last Sale	$85,000 (Nov 2016)
Tax Bill	$7,727 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`24-36-08-26-*-15`

Property Details

APN / Parcel Number

Primary APN	`24-36-08-26-*-15`
Alternative APNs	`24-36-08-26-00000.0-0015.00` `2455349`

Interior

Stories	1 Story
Building Area	2,997 sqft Living Area
Gross Area	5,251 sqft
1st Floor Area	2,997 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,860 sqft (0.41 acres)
Lot Width	116 ft Width
View / Lot	River
Garage Type	Attached
Garage Area	1,528 sqft
Porch	Finished/Open Porch
Porch Area	726 sqft
Deck Area	1,098 sqft

Location & Zoning

Account Number	2455349
Street Address	165 SONYA DR
City	COCOA
State	FL
Zip	32926-8760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BU-1
Legal Description	SABAL CHASE LOT 15
Legal Range	36E
Legal Township	24S
Legal Section	08
Legal Subdivision	SABAL CHASE
Legal Lot Number	15
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1002
Census Tract	62112

Owner

165 Sonya Dr is owner-occupied and held in a trust since July 2018.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	165 SONYA DR, COCOA, FL 32926-8760
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SERVICES, MORTGAGE SERVICING
Mar 20, 2026	Intrafamily Transfer, Transfer
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 11, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Jul 5, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 3, 2018	Loan Modification, Mortgage · Conventional Mortgage SEACOAST NAT'L BK
Mar 24, 2017	Deed of Trust, Mortgage SEACOAST NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2016 · Amount on File
Deed Sale	Nov 4, 2016 · Amount on File
Prior Sale	Jun 17, 2004 · Amount on File
Deed Document Number	2016217251
Deed Book / Page	7748 / 207
Last Transfer Date	Jul 4, 2018
Transfer Doc	0082051097
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	May 13, 2026
Property Address	165 SONYA DR, COCOA, FL 32926-8760
Document Number	0000098427
Book / Page	10624 / 1315
Instrument Date	May 9, 2026
Instrument	202698427
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	165 SONYA DR, COCOA, FL 32926-8760

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Recording Date	May 6, 2026
Property Address	165 SONYA DR, COCOA, FL 32926-8760
Document Number	0000091669
Book / Page	10616 / 2565
Instrument Date	Apr 30, 2026
Instrument	202691669
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE SERVICES, MORTGAGE SERVICING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 SONYA DR, COCOA, FL 32926-8760

Mortgage

Document Number	0000091669,
Date	May 6, 2026
Book Page	10616/2565
Instrument	202691669

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 15, 2036

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Mar 20, 2026
Property Address	165 SONYA DR, COCOA, FL 32926-8760
Document Number	0105762390
Book / Page	10576 / 2390
Map Reference	MB 46 PG 68
Instrument Date	Mar 20, 2026
Instrument	2026056333
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	165 SONYA DR, COCOA, FL 32926-8760

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 SONYA DR, COCOA, FL 32926-8760

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	165 SONYA DR, COCOA, FL 32926-8760
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087570565
Date	Jun 3, 2020
Book Page	8757/565
Instrument	2020117605

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	165 SONYA DR, COCOA, FL 32926-8760
Document Number	0085701372
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 SONYA DR COCOA FL 329268760, COCOA, FL 32926-8760

Mortgage

Document Number	0085701372
Date	Oct 23, 2019
Book Page	008570/001372
Instrument	231972

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2049

Interest

Rate Type	Adjustable Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 5, 2018
Property Address	165 SONYA DR, COCOA, FL 32926-8760
Document Number	0082051097
Book / Page	008205 / 001097
Instrument Date	Jul 4, 2018
Instrument	150317
Transaction Type	Transfer
Record Updated	Jul 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	165 SONYA DR COCOA FL 32926, COCOA, FL 32926

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BREVARD FL
Property Address	165 SONYA DR, COCOA, FL 32926-8760
Document Number	0081572964
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	165 SONYA DR COCOA FL 32926, COCOA, FL 32926

Mortgage

Document Number	0081572964
Date	May 7, 2018
Book Page	008157/002964
Instrument	102100

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34995-9012

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	165 SONYA DR, COCOA, FL 32926-8760
Document Number	0078501299
Book / Page	007850 / 001299
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017
Title Company	SUPREME TITLE CLOSINGS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2275 WINSTON DR COCOA FL 329262542, COCOA, FL 32926-2542

Mortgage

Document Number	0078501299
Date	Mar 27, 2017
Book Page	007850/001299
Instrument	62667

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34994

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 165 Sonya Dr was $7,727, up 5.7% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$598,560 (+2.7%)	$703,040 (-0.79%)
2025	$7,727.00 (+5.73%) Homeowner's exemption	$582,830	$708,630
2024	$7,308.00 (+0.9%)
2023	$7,243.00 (+6.58%) Homeowner's exemption	$549,920 (+3%)	$679,700 (+9.15%) Land $79,000 Building $600,700
2022	$6,796.00 Homeowner's exemption	$533,910	$622,700 Land $79,000 Building $543,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Sonya Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	7 (2016–2025)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Sonya Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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