San Joaquin County property record for 195 Smit Ct, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2003 |
| Square Footage | 2,239 sqft Living Area |
| Lot Size | 9,538 sqft (0.218 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $519,000 (2017) |
| Tax Bill | $6,309.00 (2025) |
| Primary APN | 261-540-110-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,239 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 9,538 sqft (0.218 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 195 SMIT CT |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-9345 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 02-FM PT OF 261-030-03 PER CHESAPEAKE 1 |
| Legal Subdivision | CHESAPEAKE I |
| Legal Lot Number | 11 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 5003 |
Source: San Joaquin County records · APN 261-540-110-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 195 SMIT CT, RIPON, CA 95366-9345 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Feb 08, 2019 | Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING |
| Jan 26, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FEDERAL HSNG COMMISSIONER |
| Jul 27, 2017 | Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO. |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jul 27, 2017 · Amount on Record |
| Deed Sale | Jul 27, 2017 · Amount on Record |
| Prior Sale | Jul 27, 2017 · Amount on Record |
| Deed Doc Number | 0000084961 |
| Last Transfer Date | Jul 25, 2024 |
| Transfer Doc | 0000061669 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 195 SMIT CT, RIPON, CA 95366-9345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | PLACER TITLE COMPANY AUBURN |
| Name | Verified Name |
|---|---|
| Address | 195 SMIT CT, RIPON, CA 95366-9345 |
| Document Number | 0000013646 |
|---|---|
| Date | Feb 08, 2019 |
| Instrument | 2019-013646 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | LAKEWOOD, NJ 08701 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.29% |
| Type Change Date | Feb 01, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 195 SMIT CT, RIPON, CA 95366-9345 |
| Document Number | 0000013647 |
| Instrument Date | Jan 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2019 |
| Title Company | PLACER TITLE COMPANY AUBURN, PLACER TITLE CO AUBURN |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 195 SMIT CT RIPON CA 953669345, RIPON, CA 95366-9345 |
| Document Number | 0000013647 |
|---|---|
| Date | Feb 08, 2019 |
| Instrument | 13647 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.29% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 27, 2017 |
| Property Address | 195 SMIT CT, RIPON, CA 95366-9345 |
| Document Number | 0000084961 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 84961 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2017 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Tax | $570.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 195 SMIT CT RIPON CA 953669345, RIPON, CA 95366-9345 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,309.00 (+3.85%) Homeowner's exemption | $589,982 (+4.04%) Land $206,513 Building $383,469 |
| 2023 | $6,075.00 (+1.66%) Homeowner's exemption | $567,074 Land $198,495 Building $368,579 |
| 2022 | $5,976.00 |
195 Smit Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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