145 Smit Ct, Ripon, CA 95366 Property Records

San Joaquin County property record for 145 Smit Ct, Ripon, CA 95366 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2003
Square Footage2,918 sqft Living Area
Lot Size7,843 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$614,000 (2019)
Tax Bill$7,325.00 (2025)

Property Details

APN / Parcel Number

Primary APN261-540-140-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,918 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces2 Fireplaces

Exterior

Year BuiltBuilt 2003
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area7,843 sqft (0.18 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Pool TypePool with Hot Tub/Spa Pool Type

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address145 SMIT CT
CityRIPON
StateCA
Zip95366-9345
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description02-FM PT OF 261-030-03 PER CHESAPEAKE 1
Legal SubdivisionCHESAPEAKE I
Legal Lot Number14
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionRIPON
Census Blockgroup2
Census Block2000
Census Tract5003

Owner

Source: San Joaquin County records · APN 261-540-140-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address145 SMIT CT, RIPON, CA 95366-9345
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Sep 28, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 05, 2019Grant Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 05, 2019 · Amount on Record
Deed SaleApr 05, 2019 · Amount on Record
Prior SaleApr 05, 2019 · Amount on Record
Deed Doc Number0000033883
Last Transfer DateSep 28, 2020
Transfer Doc0000127786
Record RefreshedJun 07, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address145 SMIT CT, RIPON, CA 95366-9345
Transaction TypeMortgage
Record UpdatedDec 03, 2025
Title CompanyUNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 SMIT CT, RIPON, CA 95366-9345

Mortgage

Document Number0000104210
DateNov 19, 2025
Instrument2025-104210
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 14, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 28, 2020
Property Address145 SMIT CT, RIPON, CA 95366-9345
Document Number0000127786
Instrument DateSep 03, 2020
Instrument127786
Transaction TypeTransfer
Record UpdatedOct 19, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address145 SMIT CT RIPON CA 953669345, RIPON, CA 95366-9345

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateApr 05, 2019
Property Address145 SMIT CT, RIPON, CA 95366-9345
Document Number0000033883
Map ReferenceMB 36 PG 99
Instrument DateApr 01, 2019
Instrument2019-033883
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyOLD REPUBLIC TITLE CO SAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address145 SMIT CT, RIPON, CA 95366-9345

Mortgage

Document Number0000033884
DateApr 05, 2019
Instrument2019-033884
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,325.00 (+3.86%) Homeowner's exemption$684,924 (+4.04%) Land $167,325 Building $517,599
2023$7,053.00 (+1.64%) Homeowner's exemption$658,329 Land $160,829 Building $497,500
2022$6,939.00

Flood & Wildfire

145 Smit Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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