195 Silver Ridge Rd, Covington, GA 30016 Property Records

Newton County property record for 195 Silver Ridge Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,570 sqft · built 2017
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$220,500 (Oct 2017)
Tax Bill	$2,578 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0025I-00000-124-000`

Property Details

APN / Parcel Number

Primary APN	`0025I-00000-124-000`
Alternative APN	`44992`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,570 sqft Heated Area
1st Floor Area	2,193 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	441 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44992
Street Address	195 SILVER RIDGE RD
City	COVINGTON
State	GA
Zip	30016-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 118 SILVER RDG FRM PH 2-1A
Legal Subdivision	SILVER RIDGE
Legal Phase	2
Legal Lot Number	118
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2004
Census Tract	100506

Owner

195 Silver Ridge Rd is owned and occupied by an individual who acquired it in October 2017.

Source: Newton County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	195 SILVER RIDGE RD, COVINGTON, GA 30016-2307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Oct 30, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2017 · Amount on File
Deed Sale	Oct 26, 2017 · Amount on File
Deed Document Number	0003626436
Deed Book / Page	3626 / 436
Last Transfer Date	Oct 30, 2017
Transfer Doc	0036260436
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	195 SILVER RIDGE RD, COVINGTON, GA 30016-2307
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 SILVER RIDGE RD, COVINGTON, GA 30016-2307

Mortgage

Document Number	0041640000000113
Date	Mar 23, 2021
Book Page	0000004164/0000000113
Instrument	005209

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jan 1, 2048

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 30, 2017
Property Address	195 SILVER RIDGE RD, COVINGTON, GA 30016-2307
Document Number	0036260436
Book / Page	003626 / 000436
Instrument Date	Oct 26, 2017
Instrument	12231
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 SILVER RIDGE RD COVINGTON GA 300162307, COVINGTON, GA 30016-2307

Mortgage

Document Number	36260438
Date	Oct 30, 2017
Book Page	003626/000438
Instrument	12232

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 195 Silver Ridge Rd was $2,578 with exemptions applied.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,578.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$142,800 Land $11,866 Building $130,934	$357,000 Land $29,665 Building $327,335
2023		$142,800 Land $12,800 Building $130,000	$357,000 Land $32,000 Building $325,000
2022	$3,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Silver Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Silver Ridge Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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