185 Silver Ridge Rd, Covington, GA 30016 Property Records

Newton County property record for 185 Silver Ridge Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,452 sqft · built 2017
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$256,900 (Oct 2017)
Tax Bill	$4,597 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0025I-00000-125-000`

Property Details

APN / Parcel Number

Primary APN	`0025I-00000-125-000`
Alternative APN	`44993`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,452 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	420 sqft
Porch	Open Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44993
Street Address	185 SILVER RIDGE RD
City	COVINGTON
State	GA
Zip	30016-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 119 SILVER RDG FRM PH 2-1A
Legal Subdivision	SILVER RIDGE
Legal Phase	2
Legal Lot Number	119
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2004
Census Tract	100506

Owner

185 Silver Ridge Rd is owned and occupied by two individuals who bought it in October 2017.

Source: Newton County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	185 SILVER RIDGE RD, COVINGTON, GA 30016-2307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · FHA Mortgage
Apr 20, 2023	Deed of Trust, Mortgage · VA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Feb 14, 2023	Deed of Trust, Mortgage · VA Mortgage US DEPARTMENT OF VETERANS AFFAIRS
Oct 20, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2017 · Amount on File
Deed Sale	Oct 10, 2017 · Amount on File
Deed Document Number	0003623239
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Recording Date	May 5, 2026
Property Address	185 SILVER RIDGE RD, COVINGTON, GA 30016-2307
Document Number	0048280000000523
Book / Page	4828 / 523
Instrument Date	Mar 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 SILVER RIDGE RD, COVINGTON, GA 30016-2307

Mortgage

Document Number	4828000523,
Date	May 5, 2026
Book Page	4828/523

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Mar 1, 2052

Interest

Rate	6.09%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	185 SILVER RIDGE RD, COVINGTON, GA 30016-2307
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 SILVER RIDGE RD, COVINGTON, GA 30016-2307

Mortgage

Document Number	0044990000000279
Date	Apr 20, 2023
Book Page	0000004499/0000000279
Instrument	004290

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	185 SILVER RIDGE RD, COVINGTON, GA 30016-2307
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 SILVER RIDGE RD, COVINGTON, GA 30016-2307

Mortgage

Document Number	0044790000000338
Date	Feb 14, 2023
Book Page	0000004479/0000000338
Instrument	001654

Lender

Name	US DEPARTMENT OF VETERANS AFFAIRS

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 20, 2017
Property Address	185 SILVER RIDGE RD, COVINGTON, GA 30016-2307
Document Number	0036230239
Book / Page	003623 / 000239
Instrument Date	Oct 10, 2017
Instrument	11886
Transaction Type	Subdivision Related Transfer
Record Updated	May 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$256.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	185 SILVER RIDGE RD COVINGTON GA 300162307, COVINGTON, GA 30016-2307

Mortgage

Document Number	36230241
Date	Oct 20, 2017
Book Page	003623/000241
Instrument	11887

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 185 Silver Ridge Rd was $4,597.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,597.00	$182,360 Land $23,600 Building $158,760	$455,900 Land $59,000 Building $396,900
2023		$159,080 Land $12,800 Building $146,280	$397,700 Land $32,000 Building $365,700
2022	$4,398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Silver Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Silver Ridge Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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