195 Rye Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 195 Rye Dr, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,739 sqft
Lot Size	1.34 acres (58,677 sqft)
Owner	2 Individual Names on File
Last Sale	$317,000 (Mar 2021)
Tax Bill	$2,658 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160-00003-000`

Property Details

APN / Parcel Number

Primary APN	`160-00003-000`
Alternative APN	`17818`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,739 sqft Living Area
Gross Area	3,414 sqft
1st Floor Area	1,416 sqft
Upper Floors Area	1,323 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	58,677 sqft (1.34 acres)
Garage Type	Attached
Garage Area	675 sqft
Driveway	Concrete Driveway
Driveway Area	1,380 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	228 sqft
Deck Area	410 sqft
Patio Area	494 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	195 RYE DR
City	CABOT
State	AR
Zip	72023-8245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09W
Legal Township	04N
Legal Section	28
Legal Subdivision	CONFEDERATE PLACE
Legal Lot Number	3&4
Jurisdiction	LONOKE AR
Township / Civil Division	OAK GROVE
Census Block Group	1
Census Block	1048
Census Tract	20103

Owner

195 Rye Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Lonoke County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	195 RYE DR, CABOT, AR 72023-8245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 2, 2021	Warranty Deed, Transfer · FHA Mortgage FIRSTTRUST HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on File
Deed Sale	Mar 2, 2021 · Amount on File
Prior Sale	Mar 2, 2021 · Amount on File
Deed Document Number	20212567
Deed Book / Page	2021 / 2567
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	195 RYE DR, CABOT, AR 72023-8245
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 RYE DR, CABOT, AR 72023-8245

Mortgage

Document Number	0000006205
Date	Jul 17, 2023
Book Page	2023/6205
Instrument	2023-06205

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Mar 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Mar 2, 2021
Property Address	195 RYE DR, CABOT, AR 72023-8245
Document Number	0000002567
Book / Page	2021 / 2567
Instrument Date	Feb 26, 2021
Instrument	2021-02567
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,046.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 RYE DR, CABOT, AR 72023-8245

Mortgage

Document Number	0202102568
Date	Mar 2, 2021
Instrument	2021-02568

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,920 Land $10,000 Building $47,920	$289,600 Land $50,000 Building $239,600
2024	$2,658.00
2023	$2,658.00	$57,920 Land $10,000 Building $47,920	$289,600 Land $50,000 Building $239,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 195 Rye Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Rye Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 47% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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