186 Rye Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 186 Rye Dr, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,350 sqft · built 1997
Owner	2 Individual Names on File
Last Sale	$370,000 (May 2018)
Tax Bill	$3,837 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`160-00019-000`

Property Details

APN / Parcel Number

Primary APN	`160-00019-000`
Alternative APN	`17834`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,350 sqft Living Area
1st Floor Area	3,350 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 1997
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Garage Type	Mixed
Garage Area	760 sqft
Driveway	Driveway
Driveway Area	1,300 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	390 sqft
Patio Area	150 sqft
Utility Building	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	186 RYE DR
City	CABOT
State	AR
Zip	72023-8245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:19 CITY/MUNI/TWP:RURAL SUBD:CONFEDERATE PLACE SEC/TWN/RNG/MER:SEC 28 TWN 04N RNG 09W
Legal Range	09W
Legal Township	04N
Legal Section	28
Legal Subdivision	CONFEDERATE PLACE
Legal Lot Number	19
Jurisdiction	LONOKE AR
Township / Civil Division	OAK GROVE
Census Block Group	1
Census Block	1048
Census Tract	20103

Owner

186 Rye Dr is owned and occupied by two individuals who acquired it in May 2020.

Source: Lonoke County records, as of October 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	186 RYE DR, CABOT, AR 72023-8245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage ARKANSAS FCU
Apr 22, 2021	Deed of Trust, Mortgage · VA Mortgage CITYWORTH MORTGAGE LLC
May 20, 2020	Quit Claim Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Jul 31, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
May 11, 2018	Warranty Deed, Transfer · VA Mortgage FIRST AR FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2018 · Amount on File
Deed Sale	May 11, 2018 · Amount on File
Prior Sale	May 28, 2014
Deed Document Number	0000004428
Last Transfer Date	May 20, 2020
Transfer Doc	0000004978
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	186 RYE DR, CABOT, AR 72023-8245
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003810
Date	Mar 30, 2022
Book Page	2022/3810
Instrument	2022-03810

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	LITTLE ROCK, AR 72221

Agreement

Amount	Amount on Record
Term	60 Months
Due	Mar 26, 2027

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	186 RYE DR, CABOT, AR 72023-8245
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005222
Date	Apr 22, 2021
Book Page	2021/5222
Instrument	2021-05222

Lender

Name	CITYWORTH MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22033

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LONOKE AR
Recording Date	May 20, 2020
Property Address	186 RYE DR, CABOT, AR 72023-8245
Document Number	0000004978
Instrument Date	Apr 9, 2020
Instrument	4978
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	186 RYE DR CABOT AR 720238245, CABOT, AR 72023-8245

Mortgage

Document Number	4979
Date	May 20, 2020
Instrument	4979

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	186 RYE DR, CABOT, AR 72023-8245
Document Number	0000007884
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	186 RYE DR CABOT AR 720238245, CABOT, AR 72023-8245

Mortgage

Document Number	0000007884
Date	Aug 9, 2019
Instrument	7884

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	May 11, 2018
Property Address	186 RYE DR, CABOT, AR 72023-8245
Document Number	0000004428
Instrument Date	May 3, 2018
Instrument	4428
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	WACO TITLE COMPANY LITTLE ROCK

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 RYE DR CABOT AR 720238245, CABOT, AR 72023-8245

Mortgage

Document Number	4429
Date	May 11, 2018
Instrument	4429

Lender

Name	FIRST AR FIN'L
Type	Funding / Finance Company
Address	SHERIDAN, AR 72150

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,600 Land $5,000 Building $78,600
2024	$3,837.00
2023	$3,837.00	$83,600 Land $5,000 Building $78,600	$418,000 Land $25,000 Building $393,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 186 Rye Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Rye Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 47% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rye Dr

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