Loudon County property record for 195 Ritchey Rd, Loudon, TN 37774
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 1.5 ba · 2,968 sqft · built 1980 |
| Lot Size | 36.3 acres (1,582,535 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Mar 2026) |
| Tax Bill | $804 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 058-060.00 |
| Primary APN | 058-060.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,968 sqft Gross Area |
| 1st Floor Area | 1,484 sqft |
| Basement Area | 1,204 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,582,535 sqft (36.3 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 60 sqft |
| Patio Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 195 RITCHEY RD |
|---|---|
| City | LOUDON |
| State | TN |
| Zip | 37774-4101 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | A2 |
| Legal Description | 01 063 063 04200 000 |
| Legal Subdivision | RITCHEY VALLEY SUBDIVISION |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 60503 |
Source: Loudon County records · APN 058-060.00
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 171 SALIGUGI WAY, LOUDON, TN 37774-2518 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jun 03, 2025 | Warranty Deed, Transfer · Commercial Mortgage COMMONWEALTH CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on Record |
| Deed Sale | Mar 16, 2026 · Amount on Record |
| Prior Sale | Mar 13, 2026 · Amount on Record |
| Deed Document Number | 20262358 |
| Deed Book / Page | 494 / 567 |
| Transfer Doc | 0316000233 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 195 RITCHEY RD, LOUDON, TN 37774-4101 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | BOX 3866, FPO, AP 96694 |
| Document Number | 0T1783/154 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | T1783/154 |
| Instrument | 26002293 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | 820 FOLLIN LN SE, VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Jun 03, 2025 |
| Property Address | 195 RITCHEY RD, LOUDON, TN 37774-4101 |
| Document Number | 00D485/271 |
| Book / Page | D485 / 271 |
| Instrument Date | May 29, 2025 |
| Instrument | 25004858 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | SOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TTL & ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,405.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 905 HICKORY GROVE CT, KNOXVILLE, TN 37922-5232 |
| Document Number | 0025004859 |
|---|---|
| Date | Jun 03, 2025 |
| Instrument | 25004859 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | May 30, 2026 |
Source: Loudon County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Unified School District | Loudon County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $804.00 | $45,450 (-) Land $14,650 Building $30,800 | $327,300 (-) Land $204,100 Building $123,200 |
| 2024 | $804.00 Additional exemption filed | $45,450 (-) Land $14,650 Building $30,800 | |
| 2023 | $45,450 Land $14,650 Building $30,800 | ||
| 2021 | $327,300 Land $204,100 Building $123,200 |
Source: FEMA National Flood Hazard Layer as of May 16, 2007 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 53% of the US · above 71% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 25 / 3 |
May also be available: Spectrum.
Based on FCC filings for 19 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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