Loudon County property record for 3903 Ritchey Rd, Loudon, TN 37774
| Property Type | Commercial |
|---|---|
| Details | 4 bd · 4 ba · 3,330 sqft · built 2020 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,514 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Jul 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 058-097.01 |
| Primary APN | 058-097.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 3,330 sqft Gross Area |
| 1st Floor Area | 2,658 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | L-Shape |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 48,787 sqft (1.12 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 324 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 053058 09701 |
|---|---|
| Street Address | 3903 RITCHEY RD |
| City | LOUDON |
| State | TN |
| Zip | 37774-4106 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | A2 |
| Legal Description | PB: J PG: 397 LOT: 1 |
| Legal Subdivision | MASHBURN HOME BUILDER SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 60504 |
Source: Loudon County records · APN 058-097.01
Assessment roll updated December 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 252 MIALAQUO RD, LOUDON, TN 37774-6831 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Sep 17, 2021 | Deed of Trust, Mortgage · Line of Credit VOLUNTEER FEDERAL SAVINGS BANK |
| Jul 22, 2021 | Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 22, 2021 |
| Transfer Doc | 0D0437/718 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 3903 RITCHEY RD, LOUDON, TN 37774-4106 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | T1553/629 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | T1553/629 |
| Instrument | 21012003 |
| Name | VOLUNTEER FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Jul 22, 2021 |
| Property Address | 3903 RITCHEY RD, LOUDON, TN 37774-4106 |
| Document Number | D0437/718 |
| Book / Page | D0437 / 718 |
| Map Reference | CAB J SL 397 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 21009489 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 252 MIALAQUO RD, LOUDON, TN 37774-6831 |
Source: Loudon County records · Assessment roll updated December 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Unified School District | Loudon County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,514.00 | $142,160 (-) Land $14,320 Building $127,840 | $355,400 (-) Land $35,800 Building $319,600 |
| 2024 | $2,514.00 (+16.5%) | $142,160 (-) Land $14,320 Building $127,840 | |
| 2023 | $2,158.00 | $142,160 Land $14,320 Building $127,840 | |
| 2021 | $355,400 Land $35,800 Building $319,600 |
Source: FEMA National Flood Hazard Layer as of May 16, 2007 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · other causes |
| Wildfire Risk | Moderate above 45% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 121 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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