195 Ridge Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 195 Ridge Ln, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1995
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$86,000 (Nov 1995)
Tax Bill	$1,235 (2025)
Flood Zone	Zone X (minimal risk)
APN	`458208989033000`

Property Details

APN / Parcel Number

Primary APN	`458208989033000`
Alternative APN	`440044085291`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2002
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)
Lot Dimensions	350 ft deep x 208 ft wide
Terrain	Mountain
Porch	Open Porch
Porch Area	560 sqft
Deck Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	440044085291
Street Address	195 RIDGE LN
City	MURPHY
State	NC
Zip	28906-8965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1A TR 50 TARHEEL PROP
Legal Tract	50
Legal Lot Number	1A
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	3
Census Block	3001
Census Tract	930502

Owner

Source: Cherokee County records · APN 458208989033000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	195 RIDGE LN, MURPHY, NC 28906-8965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 1995 · Amount on Record
Deed Sale	Nov 01, 1995 · Amount on Record
Deed Document Number	0000075055
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,235.00	$155,950 (-)	$155,950 (-) Land $20,000 Building $135,950
2023		$155,950	$155,950 Land $20,000 Building $135,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	About 1 in 1,389 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Frontier	DSL	45 / 3
Wilkes Telephone Membership	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: CND Acquisition, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.