Erie County and Buffalo City property record for 195 Reading St, Buffalo, NY 14220
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 8,518 sqft · built 1967 |
| Lot Size | 0.251 acres (10,890 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,238 (2026) |
| Deeds & Mortgages | Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 133.63-1-1 |
| Primary APN | 140200 133.63-1-1 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 8,518 sqft Gross Area |
| Basement Area | 8,100 sqft |
| Unfinished Basement | 8,100 sqft |
| Elevator | Elevator |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 10,890 sqft (0.251 acres) |
| Lot Dimensions | 99 ft deep x 110 ft wide |
| Cooling System | Partial |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 10691900 |
|---|---|
| Street Address | 195 READING ST |
| City | BUFFALO |
| State | NY |
| Zip | 14220-2157 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Local Zoning Code | D-C |
| Legal Description | 269. W SOUTH PARK |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 1 |
| Legal Lot Number | 1.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 110 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Cazenovia Park-South Park System listed 1982 · 11 contributing resources · NRIS 82005028 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
195 Reading St, a commercial property, is owned by a company that acquired it in February 2014.
Source: Erie County and Buffalo City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 195 READING ST, BUFFALO, NY 14220-2157 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 12, 2014 |
| Transfer Doc | 0112604242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 195 READING ST, BUFFALO, NY 14220-2157 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0139283254 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 13928/3254 |
| Instrument | 2020022910 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 195 Reading St was $1,238, down 78.3% from the year before.
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,238.00 (-78.28%) | ||
| 2025 | $5,699.00 (+54.57%) | $375,000 (+156.85%) Land $54,500 Building $320,500 | $375,000 (+57.96%) Land $54,500 Building $320,500 |
| 2024 | $3,687.00 (+429.74%) Additional exemption filed | $146,000 (-) Land $21,800 Building $124,200 | $237,398 (+13.82%) Land $35,447 Building $201,951 |
| 2023 | $696.00 Additional exemption filed | $146,000 Land $21,800 Building $124,200 | $208,571 Land $31,143 Building $177,428 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Reading St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 195 Reading St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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