Santa Cruz County property record for 195 Ramada Ln, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,627 sqft · built 1977 |
| Lot Size | 0.441 acres (19,210 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,813 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-271-59 |
| Primary APN | 041-271-59 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,627 sqft Living Area |
| Gross Area | 2,072 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 19,210 sqft (0.441 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 445 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 406 sqft |
| Patio Area | 406 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 195 RAMADA LN |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-9610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Description | TR 582 |
| Legal Subdivision | TERRA ALTA SUB TR #582 |
| Legal Tract | 582 |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 122204 |
Source: Santa Cruz County records · APN 041-271-59
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 RAMADA LN, APTOS, CA 95003-9610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Apr 19, 2015 |
| Transfer Doc | 0000020651 |
| Record Updated | Sep 20, 2026 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $577,205 (+2%) Land $360,752 Building $216,453 | ||
| 2025 | $6,813.00 (+10.15%) Homeowner's exemption | $565,886 (+4.04%) Land $353,678 Building $212,208 | |
| 2023 | $6,185.00 (+1.89%) Homeowner's exemption | $543,912 Land $339,944 Building $203,968 | $1,056,690 |
| 2022 | $6,070.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Cruzio Internet, Etheric Communications, LLC., Xfinity.
Based on FCC filings for 135 locations within half a mile of this property.
4G LTE only, no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CENTRAL WATER DISTRICT serves 2,726 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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