Santa Cruz County property record for 130 Ramada Ln, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1976 |
| Square Footage | 1,706 sqft Living Area |
| Lot Size | 20,909 sqft (0.48 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,400,000 (2021) |
| Tax Bill | $2,363.00 (2025) |
| Primary APN | 041-271-55 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,706 sqft Living Area |
| Gross Area | 2,266 sqft Gross Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Sawtooth Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 20,909 sqft (0.48 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 560 sqft Garage |
| Deck Area | 408 sqft Deck |
| Patio Area | 408 sqft Patio |
| Topography | Steep Topography |
| Heating System | HVAC Heating |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 130 RAMADA LN |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-9610 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TR 582 |
| Legal Subdivision | TERRA ALTA |
| Legal Tract | 582 |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 122204 |
Source: Santa Cruz County records · APN 041-271-55
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 130 RAMADA LN, APTOS, CA 95003-9610 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenants In Common |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Reverse Mortgage TRADITIONAL MORTGAGE ACCEPTANCE CORP |
| Jun 02, 2021 | Grant Deed, Transfer · Commercial Mortgage MICHAEL MUSOLF LIVING TRUST |
| Apr 13, 2021 | Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF CA INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2021 · Amount on Record |
| Deed Sale | Jun 02, 2021 · Amount on Record |
| Prior Sale | Apr 13, 2021 · Amount on Record |
| Deed Doc Number | 202130677 |
| Last Transfer Date | Jul 24, 2024 |
| Transfer Doc | 0000015126 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 130 RAMADA LN, APTOS, CA 95003-9610 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 130 RAMADA LN, APTOS, CA 95003-9610 |
| Document Number | 0000005153 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2026-0005153 |
| Name | TRADITIONAL MORTGAGE ACCEPTANCE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BELLEVUE, WA 98004 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 02, 2021 |
| Property Address | 130 RAMADA LN, APTOS, CA 95003-9610 |
| Document Number | 0000030677 |
| Map Reference | VOL 57 PG 47 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021-0030677 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 130 RAMADA LN, APTOS, CA 95003-9610 |
| Document Number | 0000030678 |
|---|---|
| Date | Jun 02, 2021 |
| Instrument | 2021-0030678 |
| Name | MICHAEL MUSOLF LIVING TRUST |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 13, 2021 |
| Property Address | 130 RAMADA LN, APTOS, CA 95003-9610 |
| Document Number | 0000021065 |
| Map Reference | VOL 57 PG 47 |
| Instrument Date | Apr 05, 2021 |
| Instrument | 2021-0021065 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,072.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2015 MANHATTAN BEACH BLVD STE 100, 100, REDONDO BEACH, CA 90278-1230 |
| Investor | Possibly a Property Investor |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,746 (+2%) Land $144,112 Building $31,634 | ||
| 2025 | $2,363.00 (+10.73%) | $172,300 (+4.04%) Land $141,286 Building $31,014 | |
| 2024 | $2,134.00 (+2.06%) | ||
| 2023 | $2,091.00 (+2.25%) Homeowner's exemption | $165,610 Land $135,800 Building $29,810 | $1,321,470 |
| 2022 | $2,045.00 |
130 Ramada Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 38th percentile of exposed land nationally · 23rd in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,041 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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