195 Old Post Trl, Talking Rock, GA 30175 Property Records

Pickens County property record for 195 Old Post Trl, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,912 sqft · built 2016
Lot Size	3.29 acres (143,312 sqft)
Owner	Individual Name on Record
Tax Bill	$2,661 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013-064-002`

Property Details

APN / Parcel Number

Primary APN	`013-064-002`
Alternative APN	`18339`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,912 sqft Heated Area
1st Floor Area	540 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	143,312 sqft (3.29 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	574 sqft
Deck Area	16 sqft
Utility Building	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	18339
Street Address	195 OLD POST TRL
City	TALKING ROCK
State	GA
Zip	30175-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	DIST12 LL9 LT2 3.29AC CROSSING AT BALL CREEK
Legal Subdivision	THE CROSSING AT BALL CREEK
Legal Lot Number	2
Jurisdiction	PICKENS GA
Township / Civil Division	TALKING ROCK
Census Block Group	2
Census Block	2015
Census Tract	50300

Owner

Source: Pickens County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 OLD POST TRL, TALKING ROCK, GA 30175-2511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED CMNTY BK
Mar 15, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 1, 2017	Loan Modification, Mortgage · Conventional with PMI UNITED CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2021
Deed Sale	Mar 11, 2021
Prior Sale	Jul 8, 2016 · Amount on Record
Deed Document Number	2021584
Deed Book / Page	1263 / 88
Prior Transfer Date	Oct 22, 2007
Prior Transfer Doc	0008010306
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	195 OLD POST TRL, TALKING ROCK, GA 30175-2511
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011090188
Date	Mar 1, 2017
Book Page	1109/188
Instrument	000999

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2027

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	195 OLD POST TRL, TALKING ROCK, GA 30175-2511
Document Number	0012670742
Instrument Date	Apr 2, 2021
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 OLD POST TRL TALKING ROCK GA 301752511, TALKING ROCK, GA 30175-2511

Mortgage

Document Number	0012670742
Date	Apr 7, 2021
Book Page	001267/000742

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2051

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PICKENS GA
Recording Date	Mar 15, 2021
Property Address	195 OLD POST TRL, TALKING ROCK, GA 30175-2511
Document Number	0012630088
Book / Page	001263 / 000088
Instrument Date	Mar 11, 2021
Transaction Type	Transfer
Record Updated	Apr 7, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 OLD POST TRL TALKING ROCK GA 301752511, TALKING ROCK, GA 30175-2511

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PICKENS GA
Property Address	195 OLD POST TRL, TALKING ROCK, GA 30175-2511
Document Number	0011350638
Book / Page	001135 / 000638
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 OLD POST TRL TALKING ROCK GA 301752511, TALKING ROCK, GA 30175-2511

Mortgage

Document Number	0011350638
Date	Dec 14, 2017
Book Page	001135/000638

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	JASPER, GA 30143

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Dec 13, 2042

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,973 (-) Land $18,000 Building $133,973	$379,932 (-) Land $45,000 Building $334,932
2025	$2,661.00 (+23.25%) Homeowner's exemption	$151,973 (+43.14%) Land $18,000 Building $133,973	$379,932 (+43.14%) Land $45,000 Building $334,932
2023	$2,159.00	$106,172 (-) Land $18,000 Building $88,172	$265,431 (-) Land $45,000 Building $220,431
2022	$2,159.00	$106,172 Land $18,000 Building $88,172	$265,431 Land $45,000 Building $220,431

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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