405 Old Post Trl, Talking Rock, GA 30175 Property Records

Pickens County property record for 405 Old Post Trl, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,698 sqft · built 2016
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$308,000 (Sep 2019)
Tax Bill	$3,334 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013-064-006`

Property Details

APN / Parcel Number

Primary APN	`013-064-006`
Alternative APN	`18343`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,698 sqft Heated Area
1st Floor Area	1,698 sqft
Basement Area	1,698 sqft
Unfinished Basement	1,698 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Composition/Composite
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling
Garage Area	576 sqft
Porch	Slab
Porch Area	224 sqft
Deck Area	179 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	18343
Street Address	405 OLD POST TRL
City	TALKING ROCK
State	GA
Zip	30175-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	DIST12 LL9 LT6 3AC CROSSING AT BALL CREEK
Legal Subdivision	THE CROSSING AT BALL CREEK
Legal Lot Number	6
Jurisdiction	PICKENS GA
Township / Civil Division	TALKING ROCK
Census Block Group	2
Census Block	2015
Census Tract	50300

Owner

Source: Pickens County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 OLD POST TRL, TALKING ROCK, GA 30175-2512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY CAPITAL
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED CMNTY BK
Sep 23, 2019	Grant Deed, Transfer · Conventional with PMI UNITED CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Jul 22, 2016 · Amount on Record
Deed Document Number	20191724
Deed Book / Page	1192 / 959
Prior Transfer Date	Apr 15, 2015
Prior Transfer Doc	0010530528
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	405 OLD POST TRL, TALKING ROCK, GA 30175-2512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011130016
Date	Apr 13, 2017
Book Page	1113/16
Instrument	001780

Lender

Name	PRIMARY CAPITAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS GA
Property Address	405 OLD POST TRL, TALKING ROCK, GA 30175-2512
Document Number	0012490113
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 OLD POST TRL TALKING ROCK GA 301752512, TALKING ROCK, GA 30175-2512

Mortgage

Document Number	0012490113
Date	Dec 16, 2020
Book Page	001249/000113

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS GA
Recording Date	Sep 23, 2019
Property Address	405 OLD POST TRL, TALKING ROCK, GA 30175-2512
Document Number	0011920959
Book / Page	001192 / 000959
Instrument Date	Sep 20, 2019
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 OLD POST TRL TALKING ROCK GA 301752512, TALKING ROCK, GA 30175-2512

Mortgage

Document Number	11920961
Date	Sep 23, 2019
Book Page	001192/000961

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,095 (+%) Land $18,000 Building $166,095	$460,236 (-) Land $45,000 Building $415,236
2025	$3,334.00 (+39.26%)	$184,094 (+56.35%) Land $18,000 Building $166,094	$460,236 (+56.35%) Land $45,000 Building $415,236
2023	$2,394.00	$117,744 Land $18,000 Building $99,744	$294,361 Land $45,000 Building $249,361

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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