Cook County property record for 195 Michael Rd, Des Plaines, IL 60016
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,424 sqft · built 1970 |
| Lot Size | 0.167 acres (7,252 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Mar 2024) |
| Tax Bill | $4,233 (2023) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-13-214-028 |
| Primary APN | 08-13-214-028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,424 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 7,252 sqft (0.167 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 195 MICHAEL RD |
|---|---|
| City | DES PLAINES |
| State | IL |
| Zip | 60016-2468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (MCKAY)-(NEALIS) SUB (FOURTH) ADD TO DES PLAINES RESU B OF PT OF LT 4 IN OWNERS SUB IN SEC 13 SEC 13-41-11 |
| Legal Range | 11E |
| Legal Township | 41N |
| Legal Section | 13 |
| Legal Subdivision | MCKAY - NEALIS SUB FOURTH |
| Legal Lot Number | 4 |
| Jurisdiction | COOK IL |
| Township / Civil Division | ELK GROVE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 804902 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 195 MICHAEL RD, DES PLAINES, IL 60016-2468 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BJV FINANCIAL SERVICES INC |
| Mar 26, 2024 | Warranty Deed, Transfer · Conventional Mortgage BJV FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2024 · Amount on Record |
| Deed Sale | Mar 26, 2024 · Amount on Record |
| Prior Sale | Oct 20, 1994 · Amount on Record |
| Deed Document Number | 202420077 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 195 MICHAEL RD, DES PLAINES, IL 60016-2468 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2025 |
| Name | Verified Name |
|---|---|
| Address | 195 MICHAEL RD, DES PLAINES, IL 60016-2468 |
| Document Number | 0029320211 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 2529320211 |
| Name | BJV FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60631 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 26, 2024 |
| Property Address | 195 MICHAEL RD, DES PLAINES, IL 60016-2468 |
| Document Number | 0008620077 |
| Map Reference | DOC 2287064 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 2408620077 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 195 MICHAEL RD, DES PLAINES, IL 60016-2468 |
| Document Number | 0008620078 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 2408620078 |
| Name | BJV FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate | 6.99% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Elk Grove Township |
| Municipality | Des Plaines City |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Community Consolidated School District 59 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,000 (+14.29%) Land $7,615 Building $32,385 | $400,000 (+14.29%) Land $76,150 Building $323,850 | |
| 2023 | $4,233.00 (+1.39%) | ||
| 2022 | $4,175.00 Homeowner's exemption Senior Citizen's exemption | $34,999 Land $6,526 Building $28,473 | $349,990 Land $65,260 Building $284,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 16 (1978–2011) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Jul 2011 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES PLAINES serves 60,675 people · EPA ID IL0310630 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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