Cook County property record for 190 Michael Rd, Des Plaines, IL 60016
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,473 sqft · built 1969 |
| Lot Size | 0.165 acres (7,194 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Jan 2021) |
| Tax Bill | $8,534 (2023) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-13-211-017 |
| Primary APN | 08-13-211-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,473 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,194 sqft (0.165 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 190 MICHAEL RD |
|---|---|
| City | DES PLAINES |
| State | IL |
| Zip | 60016-2421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (BRENTWOOD) IN (DESPLAINES) (UNIT7) RESUB OF PT LT4 I N OWNERS SUB OF SEC 13-41-11 |
| Legal Range | 11E |
| Legal Township | 41N |
| Legal Section | 13 |
| Legal Subdivision | BRENTWOOD IN DESPLAINES UNIT7 |
| Legal Lot Number | 4 |
| Legal Unit | 7 |
| Jurisdiction | COOK IL |
| Township / Civil Division | ELK GROVE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 804902 |
Source: Cook County records · APN 08-13-211-017
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 190 MICHAEL RD, DES PLAINES, IL 60016-2421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2021 | Warranty Deed, Transfer · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC |
| May 15, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Aug 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 12, 2021 · Amount on Record |
| Deed Sale | Jan 12, 2021 · Amount on Record |
| Prior Sale | Aug 15, 1995 · Amount on Record |
| Deed Document Number | 202140016 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 12, 2021 |
| Property Address | 190 MICHAEL RD, DES PLAINES, IL 60016-2421 |
| Document Number | 2101240016 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 1240016 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3446 N SPRINGFIELD AVE CHICAGO IL 606185116, CHICAGO, IL 60618-5116 |
| Document Number | 2101240017 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 1240017 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 190 MICHAEL RD, DES PLAINES, IL 60016-2421 |
| Document Number | 2022407352 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 190 MICHAEL RD DES PLAINES IL 600162421, DES PLAINES, IL 60016-2421 |
| Document Number | 2022407352 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 22407352 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 10, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 190 MICHAEL RD, DES PLAINES, IL 60016-2421 |
| Document Number | 1928308202 |
| Instrument Date | Aug 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2019 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 190 MICHAEL RD DES PLAINES IL 600162421, DES PLAINES, IL 60016-2421 |
| Document Number | 1928308202 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 28308202 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 09, 2034 |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Elk Grove Township |
| Municipality | Des Plaines City |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Community Consolidated School District 59 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $43,000 (+16.22%) Land $7,554 Building $35,446 | $430,000 (+16.22%) Land $75,540 Building $354,460 | |
| 2023 | $8,534.00 (-4.79%) | ||
| 2022 | $8,963.00 Homeowner's exemption | $36,999 Land $6,474 Building $30,525 | $369,990 Land $64,740 Building $305,250 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 16 (1978–2011) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Jul 2011 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 578 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DES PLAINES serves 60,675 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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