Mitchell County property record for 195 Meadowlark Dr, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,016 sqft · built 2008 |
| Lot Size | 0.619 acres (27,007 sqft) |
| Owner | Individual Name on File |
| Last Sale | $38,000 (Dec 2021) |
| Tax Bill | $2,061 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0880-16-73-5877 |
| Primary APN | 0880-16-73-5877 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Construction Type | Wood |
| Lot Area | 27,007 sqft (0.619 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 555783973 |
|---|---|
| Street Address | 195 MEADOWLARK DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-9457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 57 BL 3 LOT 25 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0880-16-73-5877
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 195 MEADOWLARK DR, SPRUCE PINE, NC 28777-9457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 03, 2021 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Jan 07, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 03, 2021 · Amount on Record |
| Deed Sale | Dec 03, 2021 · Amount on Record |
| Prior Sale | Jan 07, 2021 · Amount on Record |
| Deed Document Number | 2021002797 |
| Deed Book / Page | 637 / 38 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Dec 03, 2021 |
| Property Address | 195 MEADOWLARK DR, SPRUCE PINE, NC 28777-9457 |
| Document Number | 0000637/38 |
| Book / Page | 637 / 38 |
| Map Reference | MB 622 PG 644 |
| Instrument Date | Dec 03, 2021 |
| Instrument | 2021002797 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $76.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13907 BARNES SPRING RD, 13907, MIDLOTHIAN, VA 23112-4253 |
| Name | Verified Name |
|---|---|
| Address | 195 MEADOWLARK DR, SPRUCE PINE, NC 28777-9457 |
| Document Number | 0000637/41 |
|---|---|
| Date | Dec 03, 2021 |
| Book Page | 637/41 |
| Instrument | 2021002798 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jan 07, 2021 |
| Property Address | 195 MEADOWLARK DR, SPRUCE PINE, NC 28777-9457 |
| Document Number | 622/644 |
| Book / Page | 622 / 644 |
| Instrument Date | Jan 06, 2021 |
| Instrument | 2021000039 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $605.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 195 MEADOWLARK DR, SPRUCE PINE, NC 28777-9457 |
| Document Number | 2021000040 |
|---|---|
| Date | Jan 07, 2021 |
| Instrument | 2021000040 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,061.00 | $368,100 (-) Land $30,600 Building $337,500 |
| 2023 | $2,061.00 | $368,100 Land $30,600 Building $337,500 |
Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371219504001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Flood Events |
|
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,190 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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