Mitchell County property record for 180 Meadowlark Dr, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,845 sqft · built 1988 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Jun 2019) |
| Tax Bill | $1,298 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0880-15-73-4770 |
| Primary APN | 0880-15-73-4770 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,845 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Lot Area | 20,909 sqft (0.48 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 555782297 |
|---|---|
| Street Address | 180 MEADOWLARK DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-9457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF DEER PARK LAKE ROAD |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 950400 |
Source: Mitchell County records, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 180 MEADOWLARK DR, SPRUCE PINE, NC 28777-9457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE |
| Jun 14, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Oct 17, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Oct 17, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2019 · Amount on Record |
| Deed Sale | Jun 14, 2019 · Amount on Record |
| Prior Sale | Nov 10, 2008 · Amount on Record |
| Deed Document Number | 20191050 |
| Deed Book / Page | 602 / 831 |
| Prior Transfer Date | Oct 11, 2017 |
| Prior Transfer Doc | 584/927 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jul 14, 2026 |
| Property Address | 180 MEADOWLARK DR, SPRUCE PINE, NC 28777-9457 |
| Document Number | 0000001228 |
| Book / Page | 691 / 883 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 20261228 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | IDEAL TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 180 MEADOWLARK DR, SPRUCE PINE, NC 28777-9457 |
| Document Number | 0000001228, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 691/883 |
| Instrument | 20261228 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jun 14, 2019 |
| Property Address | 180 MEADOWLARK DR, SPRUCE PINE, NC 28777-9457 |
| Document Number | 602/831 |
| Book / Page | 602 / 831 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 2019001050 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 179 SAYLOR LAKE RD, 179, BAKERSVILLE, NC 28705-8406 |
| Name | Verified Name |
|---|---|
| Address | 180 MEADOWLARK DR, SPRUCE PINE, NC 28777-9457 |
| Document Number | 2019001051 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 2019001051 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Oct 17, 2017 |
| Property Address | 180 MEADOWLARK DR, SPRUCE PINE, NC 28777-9457 |
| Document Number | 584/927 |
| Book / Page | 584 / 927 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 2017001979 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 235, SPRUCE PINE, NC 28777-0235 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 235, SPRUCE PINE, NC 28777-0235 |
| Document Number | 584/929 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 584/929 |
| Instrument | 2017001980 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Oct 17, 2017 |
| Property Address | 180 MEADOWLARK DR, SPRUCE PINE, NC 28777-9457 |
| Document Number | 584/927 |
| Book / Page | 584 / 927 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 2017001979 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2020 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 235, SPRUCE PINE, NC 28777-0235 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 235, SPRUCE PINE, NC 28777-0235 |
Source: Mitchell County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,298.00 | $231,800 (-) Land $25,700 Building $206,100 | |
| 2023 | $1,298.00 | $231,800 Land $25,700 Building $206,100 | $231,800 Land $25,700 Building $206,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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