Kerr County property record for 195 Lazy Creek Loop, Ingram, TX 78025
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 755 sqft · built 1965 |
| Lot Size | 1.82 acres (79,279 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,908 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 5970-0000-010000 |
| Primary APN | 5970-0000-010000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 755 sqft Living Area |
| Gross Area | 5,834 sqft |
| 1st Floor Area | 755 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood Siding |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 79,279 sqft (1.82 acres) |
| Porch | Patio |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 266 sqft |
| Patio Area | 266 sqft |
| Pole Barn | 144 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 5970-0000-010000 |
|---|---|
| Street Address | 195 LAZY CREEK LOOP |
| City | INGRAM |
| State | TX |
| Zip | 78025-5536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERSIDE PARK LOT 10-S (REPLAT) ACRES 1.82 S# PH2212128 TITLE # 00196777,HUD# PFS0966199 |
| Legal Subdivision | RIVERSIDE PARK |
| Legal Lot Number | 10-S |
| Jurisdiction | KERR TX |
| Township / Civil Division | INGRAM |
| Census Block Group | 2 |
| Census Block | 2108 |
| Census Tract | 960304 |
195 Lazy Creek Loop is owned and occupied by two individuals.
Source: Kerr County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 308, HUNT, TX 78024-0308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 195 Lazy Creek Loop was $1,908 with exemptions applied.
Source: Kerr County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Kerr County |
| Unified School District | Hunt Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,908.00 | $163,909 (+3.83%) Land $45,500 Building $118,409 | $163,909 (-) Land $45,500 Building $118,409 |
| 2025 | $157,856 Land $45,500 Building $118,409 | $163,909 Land $45,500 Building $118,409 | |
| 2024 | $822.00 (+0.12%) | ||
| 2023 | $821.00 Homeowner's exemption Senior Citizen's exemption | $156,200 Land $45,500 Building $110,700 | $156,200 Land $45,500 Building $110,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Lazy Creek Loop in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 69 policies |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 26 (2024–2026) |
| Claims Outside the SFHA | 9 of 26 |
| Most Recent Claim | Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 195 Lazy Creek Loop is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 61% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hill Country Telecommunications Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
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