170 Lazy Creek Loop, Ingram, TX 78025 Property Records

Kerr County property record for 170 Lazy Creek Loop, Ingram, TX 78025

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,515 sqft · built 1961
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on Record
Last Sale	$226,700 (Mar 2014)
Tax Bill	$4,288 (2026)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5970-0000-020000`

Property Details

APN / Parcel Number

Primary APN	`5970-0000-020000`
Alternative APN	`36000`

Interior

Full Baths	2 Baths
Building Area	2,515 sqft Living Area
Gross Area	3,446 sqft
1st Floor Area	2,515 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	95,832 sqft (2.2 acres)
Porch	Slab
Porch Area	70 sqft
Storage Building	289 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	5970-0000-020000
Street Address	170 LAZY CREEK LOOP
City	INGRAM
State	TX
Zip	78025-5536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERSIDE PARK LOT 20 ACRES 2.2
Legal Subdivision	RIVERSIDE PARK
Legal Tract	20
Legal Lot Number	20
Jurisdiction	KERR TX
Township / Civil Division	INGRAM
Census Block Group	2
Census Block	2107
Census Tract	960304

Owner

Source: Kerr County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	170 LAZY CREEK LOOP, INGRAM, TX 78025-5536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2014 · Amount on Record
Deed Sale	Mar 3, 2014 · Amount on Record
Deed Document Number	20141197
Prior Transfer Date	Feb 28, 2014
Prior Transfer Doc	0000001197
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	170 LAZY CREEK LOOP, INGRAM, TX 78025-5536
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	MONARCH TITLE/TX, MONARCH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021009097
Date	Oct 12, 2021
Instrument	21-009097

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Unified School District	Hunt Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,288.00 (+31.41%)	$368,430 (-) Land $55,000 Building $313,430	$368,430 (-) Land $55,000 Building $313,430
2025	$3,263.00 (-1.63%) Homeowner's exemption	$368,430 (+8.34%) Land $55,000 Building $313,430	$368,430 (+8.34%) Land $55,000 Building $313,430
2024	$3,317.00 (+3.75%)
2023	$3,197.00 Homeowner's exemption	$340,071 Land $55,000 Building $285,071	$340,071 Land $55,000 Building $285,071

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Nearby Flood Policies	69 in force
Nearby Flood Claims	26 (2024–2026)
Claims Outside the SFHA	9 of 26
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 5 claims Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hill Country Telecommunications Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	940 / 940
Verizon Fixed Wireless	300 / 20