Carlton County property record for 195 Hatinen Rd, Esko, MN 55733
| Property Type | Single Family Home |
|---|---|
| Lot Size | 8 acres (348,480 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,320 (2026) |
| Deeds & Mortgages | Aug 2017 Mortgage Jul 2005 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-020-3515 |
| Primary APN | 78-020-3515 |
|---|---|
| Alternative APN |
|
| Lot Area | 348,480 sqft (8 acres) |
|---|
| Account Number | 26032 |
|---|---|
| Street Address | 195 HATINEN RD |
| City | ESKO |
| State | MN |
| Zip | 55733-9525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 534 FT OF W1/2 TOWN OF THOMSON TOWNSHIP |
| Legal Range | 16 |
| Legal Township | 49 |
| Legal Section | 17 |
| Legal Subdivision | TOWN OF THOMSON TOWNSHIP |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | THOMSON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 70300 |
Source: Carlton County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 195 HATINEN RD, ESKO, MN 55733-9525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2017 | Deed of Trust, Mortgage · ARM MEMBERS COOPERATIVE CU |
| Jul 28, 2005 | Deed of Trust, Mortgage · ARM MEMBERS COOPERATIVE CU |
| Sep 26, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage NORTH SHORE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 195 HATINEN RD, ESKO, MN 55733-9525 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | A000475663 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | A000475663 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | CLOQUET, MN 55720 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 11, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 11, 2020 |
| Change Frequency | 3 Years |
| Min Rate At Change | 5% |
| Max Rate At Change | 7% |
| Index | 3-Year CMT |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 195 HATINEN RD, ESKO, MN 55733-9525 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | A000394084 |
|---|---|
| Date | Jul 28, 2005 |
| Instrument | A000394084 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55807 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 15, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.94% |
| Type Change Date | Jul 15, 2008 |
| Change Frequency | 3 Years |
| Index | Prime Rate |
| Max Rate | 11.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Sep 26, 2022 |
| Property Address | 195 HATINEN RD, ESKO, MN 55733-9525 |
| Document Number | A000508594 |
| Instrument Date | Sep 23, 2022 |
| Instrument | A000508594 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 195 HATINEN RD, ESKO, MN 55733-9525 |
| Document Number | A000508595 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | A000508595 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| County Subdivision | Thomson Township |
| Unified School District | Esko Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,320.00 (-50.45%) Homeowner's exemption | ||
| 2025 | $259,100 (+2.41%) Land $127,200 Building $131,900 | $259,100 (+2.41%) Land $127,200 Building $131,900 | |
| 2024 | $2,664.00 Homeowner's exemption | $253,000 (+8.4%) Land $127,200 Building $125,800 | $253,000 (+8.4%) Land $127,200 Building $125,800 |
| 2023 | $2,664.00 Homeowner's exemption | $233,400 (-) Land $119,500 Building $113,900 | $233,400 (-) Land $119,500 Building $113,900 |
| 2022 | $233,400 Land $119,500 Building $113,900 | $233,400 Land $119,500 Building $113,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1985–2012) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Airfiber Fixed Wireless | 100 / 20 |
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