Carlton County property record for 189 Hatinen Rd, Esko, MN 55733
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $156,000 (Feb 2016) |
| Tax Bill | $3,048 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Nov 2023 Reverse Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-020-3514 |
| Primary APN | 78-020-3514 |
|---|---|
| Alternative APN |
|
| Lot Area | 217,800 sqft (5 acres) |
|---|
| Account Number | 26031 |
|---|---|
| Street Address | 189 HATINEN RD |
| City | ESKO |
| State | MN |
| Zip | 55733-9525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S1/2 OF W1/2 OF E1/2 OF SW1/4 OF NW1/4 TOWN OF THOMSON TOWNSHIP |
| Legal Range | 16 |
| Legal Township | 49 |
| Legal Section | 17 |
| Legal Subdivision | TOWN OF THOMSON TOWNSHIP |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | THOMSON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 70300 |
Source: Carlton County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 189 HATINEN RD, ESKO, MN 55733-9525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT |
| Nov 8, 2023 | Deed of Trust, Mortgage · Reverse Mortgage HOUSING & URBAN DEVELOPMENT |
| Jun 9, 2005 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK INC |
| Apr 11, 2005 | Deed of Trust, Mortgage · ARM MEMBERS COOPERATIVE CU |
| Feb 5, 2016 | Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA |
| Sep 29, 2006 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 9, 2005 | Warranty Deed, Transfer · Conventional Mortgage REPUBLIC BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2016 · Amount on Record |
| Deed Sale | Feb 5, 2016 · Amount on Record |
| Prior Sale | Sep 29, 2006 · Amount on Record |
| Deed Document Number | 2016466860 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 189 HATINEN RD, ESKO, MN 55733-9525 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000504687 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | A000504687 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 189 HATINEN RD, ESKO, MN 55733-9525 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000514329 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | A000514329 |
| Name | HOUSING & URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | Sep 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 189 HATINEN RD, ESKO, MN 55733-9525 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Title Company | NATIONAL TITLE/DULUTH INC, NATIONAL TITLE DULUTH |
| Name | Verified Name |
|---|
| Document Number | A000392685 |
|---|---|
| Date | Jun 9, 2005 |
| Instrument | A000392685 |
| Name | REPUBLIC BANK INC |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 2, 2010 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 189 HATINEN RD, ESKO, MN 55733-9525 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000391045 |
|---|---|
| Date | Apr 11, 2005 |
| Instrument | A000391045 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | CLOQUET, MN 55720 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.19% |
| Type Change Date | Apr 1, 2008 |
| Change Frequency | Annually |
| Min Rate At Change | 5.49% |
| Index | Prime Rate |
| Max Rate | 12.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Feb 5, 2016 |
| Property Address | 189 HATINEN RD, ESKO, MN 55733-9525 |
| Document Number | A000466860 |
| Instrument Date | Feb 3, 2016 |
| Instrument | A000466860 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Title Company | STEWART TITLE CLOQUET |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $514.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 HATINEN RD, ESKO, MN 55733-9525 |
| Document Number | A000466861 |
|---|---|
| Date | Feb 5, 2016 |
| Instrument | A000466861 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Sep 29, 2006 |
| Property Address | 189 HATINEN RD, ESKO, MN 55733-9525 |
| Document Number | A000404755 |
| Instrument Date | Sep 19, 2006 |
| Instrument | A000404755 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Title Company | NATIONAL TITLE DULUTH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $452.76 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 HATINEN RD, ESKO, MN 55733-9525 |
| Document Number | A000404756 |
|---|---|
| Date | Sep 29, 2006 |
| Instrument | A000404756 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21297 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2016 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Jun 9, 2005 |
| Property Address | 189 HATINEN RD, ESKO, MN 55733-9525 |
| Document Number | A000392682 |
| Instrument Date | May 26, 2005 |
| Instrument | A000392682 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Title Company | NATIONAL TITLE DULUTH INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 16205, DULUTH, MN 55816-0205 |
| Document Number | A000392683 |
|---|---|
| Date | Jun 9, 2005 |
| Instrument | A000392683 |
| Name | REPUBLIC BANK INC |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| County Subdivision | Thomson Township |
| Unified School District | Esko Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,048.00 (+7.4%) Homeowner's exemption | ||
| 2025 | $276,800 (+3.25%) Land $107,000 Building $169,800 | $276,800 (+3.25%) Land $107,000 Building $169,800 | |
| 2024 | $2,838.00 Homeowner's exemption | $268,100 (+8.59%) Land $107,000 Building $161,100 | $268,100 (+8.59%) Land $107,000 Building $161,100 |
| 2023 | $2,838.00 Homeowner's exemption | $246,900 (-) Land $101,000 Building $145,900 | $246,900 (-) Land $101,000 Building $145,900 |
| 2022 | $246,900 Land $101,000 Building $145,900 | $246,900 Land $101,000 Building $145,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1985–2012) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Fiber | 2,000 / 1,000 |
| Airfiber Fixed Wireless | 100 / 20 |
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