195 Ginger Ln, Torrington, CT 06790 Property Records

Torrington City property record for 195 Ginger Ln, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,358 sqft · built 2004
Lot Size	0.49 acres (21,344 sqft)
Owner	Company Name on File
Last Sale	$340,663 (Apr 2024)
Tax Bill	$9,425 (2026)
Deeds & Mortgages	Apr 2024 Sale May 2022 Sale & Mortgage + 3 more
APN	`15478`

Property Details

APN / Parcel Number

Primary APN	`15478`
Alternative APNs	`TORR M:245 B:002 L:109` `015478`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,358 sqft Living Area
Gross Area	4,528 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	15478
Street Address	195 GINGER LN
City	TORRINGTON
State	CT
Zip	06790-2573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S
Legal Block	2
Legal Lot Number	109
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1007
Census Tract	310601

Owner

195 Ginger Ln is owned by a company that bought it in April 2024.

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	195 GINGER LN, TORRINGTON, CT 06790-2573
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Warranty Deed, Transfer
May 25, 2022	Warranty Deed, Transfer · FHA Mortgage WILLIAM RAVEIS MORTGAGE CO
Jan 2, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 22, 2017	Warranty Deed, Transfer · FHA Mortgage VETERANS UNITED HM LNS
Mar 23, 2017	Foreclosure, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2024 · Amount on File
Deed Sale	Apr 17, 2024 · Amount on File
Prior Sale	May 25, 2022 · Amount on File
Deed Document Number	2024490882
Deed Book / Page	1410 / 581
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Apr 17, 2024
Property Address	195 GINGER LN, TORRINGTON, CT 06790-2573
Document Number	001410-581
Book / Page	1410 / 581
Instrument Date	Apr 15, 2024
Instrument	2024-490882
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	May 25, 2022
Property Address	195 GINGER LN, TORRINGTON, CT 06790-2573
Document Number	001366-681
Book / Page	1366 / 681
Instrument Date	May 23, 2022
Instrument	2022-475968
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022475969
Date	May 25, 2022
Instrument	2022-475969

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Jan 2, 2020
Property Address	195 GINGER LN, TORRINGTON, CT 06790-2573
Document Number	1300-420
Book / Page	1300 / 420
Instrument Date	Dec 20, 2019
Instrument	202020-452734
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020452735
Date	Jan 2, 2020
Instrument	2020-452735

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Sep 22, 2017
Property Address	195 GINGER LN, TORRINGTON, CT 06790-2573
Document Number	1254-897
Book / Page	001254 / 000897
Instrument Date	Aug 18, 2017
Instrument	433734
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 MOUNTAIN LAUREL DR WATERBURY CT 067041264, WATERBURY, CT 06704-1264

Mortgage

Document Number	1254-899
Date	Sep 22, 2017
Book Page	001254/000899
Instrument	433735

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2047

March 2017: Foreclosure, Transfer

Document Type	Foreclosure
Jurisdiction	TORRINGTON CT
Recording Date	Mar 23, 2017
Property Address	195 GINGER LN, TORRINGTON, CT 06790-2573
Document Number	1243-826
Book / Page	001243 / 000826
Instrument Date	Mar 23, 2017
Instrument	428369
Transaction Type	Transfer
Record Updated	Nov 14, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	195 GINGER LN TORRINGTON CT 067902573, TORRINGTON, CT 06790-2573

Tax Assessment & Valuation

The 2026 property tax bill for 195 Ginger Ln was $9,425, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,425.00 (-12.98%)	$281,680 (-) Land $30,870 Building $250,810	$443,572 (+124.96%)
2025	$10,831.00	$281,680 Land $30,870 Building $250,810	$197,176 Land $21,609 Building $175,567
2024	$10,831.00 (+34.88%)
2023	$8,030.00 (+14.32%)	$167,430 (+12.36%) Land $30,870 Building $136,560
2022	$7,024.00	$149,010 Land $30,870 Building $118,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 195 Ginger Ln.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Ginger Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35
Starlink Satellite	280 / 30

May also be available: Frontier.

Nearby Properties on Ginger Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures