162 Ginger Ln, Torrington, CT 06790 Property Records

Torrington City property record for 162 Ginger Ln, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,456 sqft · built 1995
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (May 2019)
Tax Bill	$6,713 (2026)
Deeds & Mortgages	Jul 2024 Line of Credit Aug 2021 Refinance + 1 more
APN	`13118`

Property Details

APN / Parcel Number

Primary APN	`13118`
Alternative APNs	`TORR M:245 B:002 L:032` `013118`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
Gross Area	3,116 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,504 sqft (0.31 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	13118
Street Address	162 GINGER LN
City	TORRINGTON
State	CT
Zip	06790-2575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S
Legal Block	2
Legal Lot Number	32
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1008
Census Tract	310601

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	162 GINGER LN, TORRINGTON, CT 06790-2575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2024	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Aug 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
May 23, 2019	Warranty Deed, Transfer · FHA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2019 · Amount on Record
Deed Sale	May 23, 2019 · Amount on Record
Prior Sale	May 13, 2008 · Amount on Record
Deed Document Number	2019448334
Deed Book / Page	1288 / 446
Transfer Doc	0722000778
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	162 GINGER LN, TORRINGTON, CT 06790-2575
Transaction Type	Mortgage
Record Updated	Jul 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001416-386
Date	Jul 1, 2024
Book Page	1416/386
Instrument	2024-493940

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	162 GINGER LN, TORRINGTON, CT 06790-2575
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1342-373
Date	Aug 3, 2021
Book Page	1342/373
Instrument	2021-467919

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	May 23, 2019
Property Address	162 GINGER LN, TORRINGTON, CT 06790-2575
Document Number	1288-446
Book / Page	001288 / 000446
Instrument Date	May 20, 2019
Instrument	448334
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 GINGER LN TORRINGTON CT 067902575, TORRINGTON, CT 06790-2575

Mortgage

Document Number	1288-448
Date	May 23, 2019
Book Page	001288/000448
Instrument	448335

Lender

Name	PRIME LNDG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,713.00 (-12.98%)	$200,620 (-) Land $30,520 Building $170,100	$345,874 (+146.29%)
2025	$7,714.00	$200,620 (+73.83%) Land $30,520 Building $170,100	$140,434 Land $21,364 Building $119,070
2024	$7,714.00 (+39.37%)
2023	$5,535.00 (+1.75%)	$115,410 (-) Land $30,550 Building $84,860
2022	$5,440.00	$115,410 Land $30,550 Building $84,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Optimum Cable · Fiber in parts of the area	940 / 35
Starlink Satellite	280 / 30

May also be available: Frontier.

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