195 Garner Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 195 Garner Rd, Cornelia, GA 30531

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 1997
Lot Size	5.27 acres (229,561 sqft)
Owner	Individual Name on Record
Tax Bill	$334 (2026)
Flood Zone	Zone X (minimal risk)
APN	`026 058`

Property Details

APN / Parcel Number

Primary APN	`026 058`
Alternative APNs	`026 058 1` `155550` `487278`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Gross Area
1st Floor Area	1,512 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asbestos
Lot Area	229,561 sqft (5.27 acres)
Lot Width	1,450 ft Width

Exterior Amenities

Deck Area	184 sqft
Patio Area	220 sqft
Shed	1 Shed
Shed Area	576 sqft
Storage Building	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	487278
Street Address	195 GARNER RD
City	CORNELIA
State	GA
Zip	30531-6900
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	LI
Legal Description	10-90 PEA RIDGE RD 158-375
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1015
Census Tract	603

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	195 GARNER RD, CORNELIA, GA 30531-6900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$334.00 Homeowner's exemption Senior Citizen's exemption	$70,963 (+26.67%) Land $51,251 Building $19,712	$177,408 (+26.67%) Land $128,127 Building $49,281
2023	Homeowner's exemption Senior Citizen's exemption	$56,020 (+39.59%) Land $43,004 Building $13,016	$140,050 (+39.59%) Land $107,510 Building $32,540
2022	Homeowner's exemption Senior Citizen's exemption	$40,132 Land $28,668 Building $11,464	$100,330 Land $71,670 Building $28,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · Cable, DSL in parts of the area	2,000 / 2,000
TrailWave Fiber	1,000 / 1,000