440 Garner Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 440 Garner Rd, Cornelia, GA 30531

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,680 sqft · built 1997
Lot Size1.01 acres (43,996 sqft)
OwnerIndividual Name on Record
Last Sale$19,556 (May 2014)
Tax Bill$561 (2026)
Flood ZoneZone X (minimal risk)
APN026 050A

Property Details

APN / Parcel Number

Primary APN026 050A
Alternative APNs
  • 669167
  • 489609

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,680 sqft Gross Area
1st Floor Area1,512 sqft
FlooringParquet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsbestos
Lot Area43,996 sqft (1.01 acres)
Lot Width105 ft Width
PorchSlab
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelElectric

Location & Zoning

Account Number489609
Street Address440 GARNER RD
CityCORNELIA
StateGA
Zip30531-6913
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeLI
Legal Description10-90 LT 1 PB 48-237 DB 1072-698
Legal SubdivisionLANTERN RDG
Legal Lot Number1
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group1
Census Block1013
Census Tract603

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address440 GARNER RD, CORNELIA, GA 30531-6913
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2014 · Amount on Record
Deed SaleMay 6, 2014 · Amount on Record
Prior SaleMay 6, 2014 · Amount on Record
Deed Document Number20141348
Deed Book / Page1058 / 386
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$561.00 (-56.95%)$24,642 (-54.34%) Land $8,000 Building $16,642$61,606 (-54.34%) Land $20,000 Building $41,606
2025$1,303.00 (+308.46%)$53,968 (+338.48%) Land $8,000 Building $45,968$134,921 (+338.48%) Land $20,000 Building $114,921
2023$319.00 (-2.74%)$12,308 (-2.87%) Land $8,000 Building $4,308$30,770 (-2.87%) Land $20,000 Building $10,770
2022$328.00$12,672 Land $8,000 Building $4,672$31,680 Land $20,000 Building $11,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2020)
Most Recent ClaimOct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 67% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · Cable, DSL in parts of the area
2,000 / 2,000
TrailWave
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Garner Rd

Nearby Streets

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