Erie County and Hamburg Town property record for 195 E Prospect Ave, Hamburg, NY 14075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1947 |
| Lot Size | 0.203 acres (8,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,815 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 144803 196.06-3-5 |
| Primary APN | 144803 196.06-3-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Upper Floors Area | 504 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,800 sqft (0.203 acres) |
| Lot Dimensions | 160 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 380 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 201 0515000 |
|---|---|
| Street Address | 195 E PROSPECT AVE |
| City | HAMBURG |
| State | NY |
| Zip | 14075-5246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 305 FT E MARTHA 12O 55 X 16O |
| Legal Block | 3 |
| Legal Lot Number | 5.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | HAMBURG |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 13300 |
195 E Prospect Ave is owned and occupied by two individuals.
Source: Erie County and Hamburg Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 E PROSPECT AVE, HAMBURG, NY 14075-5246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 195 E Prospect Ave was $6,815 with exemptions applied, down 15.1% from the year before.
Source: Erie County and Hamburg Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Hamburg Town |
| Municipality | Hamburg Village |
| Unified School District | Hamburg Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,815.00 (-15.08%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $8,025.00 (+28.28%) | $74,900 (-) Land $7,700 Building $67,200 | $258,300 (+5.17%) Land $26,554 Building $231,746 |
| 2024 | $6,256.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $74,900 (-) Land $7,700 Building $67,200 | $245,600 (+4.93%) Land $25,249 Building $220,351 |
| 2023 | Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $74,900 Land $7,700 Building $67,200 | $234,063 Land $24,063 Building $210,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 E Prospect Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 195 E Prospect Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA HAMBURG (V) serves 9,744 people · EPA ID NY1400515 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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