Erie County and Hamburg Town property record for 189 E Prospect Ave, Hamburg, NY 14075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,386 sqft · built 1949 |
| Lot Size | 0.203 acres (8,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $149,900 (Jun 2018) |
| Tax Bill | $6,932 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 144803 196.06-3-4 |
| Primary APN | 144803 196.06-3-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,386 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Upper Floors Area | 594 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,800 sqft (0.203 acres) |
| Lot Dimensions | 160 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 14075 |
|---|---|
| Street Address | 189 E PROSPECT AVE |
| City | HAMBURG |
| State | NY |
| Zip | 14075-5246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 119 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 3 |
| Legal Lot Number | 4.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | HAMBURG |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 13300 |
Source: Erie County and Hamburg Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 189 E PROSPECT AVE, HAMBURG, NY 14075-5246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Dec 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Jun 1, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2018 · Amount on Record |
| Deed Sale | Jun 1, 2018 · Amount on Record |
| Deed Document Number | 2018107884 |
| Deed Book / Page | 11329 / 9704 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 189 E PROSPECT AVE, HAMBURG, NY 14075-5246 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 189 PROSPECT AVE, HAMBURG, NY 14075-4815 |
| Document Number | 0141032743 |
|---|---|
| Date | Sep 11, 2023 |
| Book Page | 14103/2743 |
| Instrument | 2023155948 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | HAMBURG, NY 14075 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 189 E PROSPECT AVE, HAMBURG, NY 14075-5246 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 189 E PROSPECT AVE, HAMBURG, NY 14075-5246 |
| Document Number | 0140333919 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 14033/3919 |
| Instrument | 2021260713 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 1, 2018 |
| Property Address | 189 E PROSPECT AVE, HAMBURG, NY 14075-5246 |
| Document Number | 0113299704 |
| Book / Page | 11329 / 9704 |
| Map Reference | MAP1213 |
| Instrument Date | Jun 1, 2018 |
| Instrument | 2018107884 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 189 E PROSPECT AVE, 189, HAMBURG, NY 14075-5246 |
| Name | Verified Name |
|---|---|
| Address | 100 N LAKE DR APT 8, 8, ORCHARD PARK, NY 14127-2958 |
Source: Erie County and Hamburg Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Hamburg Town |
| Municipality | Hamburg Village |
| Unified School District | Hamburg Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,932.00 (+291.2%) | ||
| 2025 | $1,772.00 (-73.2%) | $74,700 (-) Land $7,700 Building $67,000 | $257,600 (+5.19%) Land $26,553 Building $231,047 |
| 2024 | $6,612.00 | $74,700 (-) Land $7,700 Building $67,000 | $244,900 (+4.91%) Land $25,244 Building $219,656 |
| 2023 | $74,700 Land $7,700 Building $67,000 | $233,438 Land $24,063 Building $209,375 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA HAMBURG (V) serves 9,744 people · EPA ID NY1400515 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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