Carroll County property record for 195 E Main St, Westminster, MD 21157 · Last verified August 2026
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
|---|---|
| Year Built | Built 1900 |
| Square Footage | 2,850 sqft Total Area |
| Lot Size | 3,927 sqft (0.09 acres) |
| Last Sale | $280,000 (2005) |
| Tax Bill | $3,731.00 (2025) |
| Primary APN | 07-054467 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Building Area | 2,850 sqft Total Area |
| 1st Floor | 2,850 sqft 1st Floor |
| Basement Area | 950 sqft Basement |
| Unfinished Basement | 950 sqft Unfinished |
| Stories | 3 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Fire Resistance Class | Buildings having wood or wood and steel frames. |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 3,927 sqft (0.09 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 054467 |
|---|---|
| Street Address | 195 E MAIN ST |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5014 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | LT - 3927 SF 195 E MAIN ST WESTMINSTER |
| Legal Subdivision | WESTMINSTER |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 1 |
| Census Block | 1061 |
| Census Tract | 507602 |
Source: Carroll County records · APN 07-054467
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 195 E MAIN ST, WESTMINSTER, MD 21157-5014 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 02, 2005 · Amount on Record |
| Deed Sale | May 02, 2005 · Amount on Record |
| Prior Sale | Feb 22, 1984 · Amount on Record |
| Deed Doc Number | 200544838 |
| Deed Book / Page | 4407 / 112 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 195 E MAIN ST, WESTMINSTER, MD 21157-5372 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1198 BROADMOOR CT, HAMPSTEAD, MD 21074-1637 |
| Document Number | 0106360344 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 10636/344 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | UPPERCO, MD 21155 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,100 (-) Land $60,200 Building $161,900 | $222,100 (-) Land $60,200 Building $161,900 | |
| 2025 | $3,731.00 (-0.59%) | ||
| 2023 | $3,753.00 | $222,100 Land $60,200 Building $161,900 | $222,100 Land $60,200 Building $161,900 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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