188 E Main St, Westminster, MD 21157 Property Records

Carroll County property record for 188 E Main St, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Commercial > Office > Office Building
Year Built	Built 1800
Square Footage	4,370 sqft Total Area
Lot Size	13,895 sqft (0.319 acres)
Garage	Detached, 720 sqft
Tax Bill	$6,089.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-054130`
Alternative APNs	`7054130` `054130`

Interior

Building Area	4,370 sqft Total Area
1st Floor	4,370 sqft 1st Floor
Basement Area	2,185 sqft Basement
Unfinished Basement	2,185 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Fire Resistance Class	Buildings having wood or wood and steel frames.
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	13,895 sqft (0.319 acres)
Depth X Width	198 ft x 60 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	720 sqft Garage

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	054130
Street Address	188 E MAIN ST
City	WESTMINSTER
State	MD
Zip	21157-5017
Property Usage	Commercial Property Usage
Type	Commercial > Office > Office Building
Legal Description	LT - 11915 SQ FT & PAR A - 1980 SF 44-38 MATHIAS MANOR AMND
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	1
Census Block	1000
Census Tract	507801

Owner

Source: Carroll County records · APN 07-054130

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	188 E MAIN ST, WESTMINSTER, MD 21157-5017
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 15, 1999
Deed Sale	Apr 15, 1999
Deed Doc Number	1999984054
Deed Book / Page	2189 / 399
Record Refreshed	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	188 E MAIN ST, WESTMINSTER, MD 21157-5017
Document Number	0092420299
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	SAFEGUARD TITLE INSURANCE AGENCY INC, SAFEGUARD TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	188 E MAIN ST WESTMINSTER MD 211575017, WESTMINSTER, MD 21157-5017

Mortgage

Document Number	0092420299
Date	Mar 14, 2019
Book Page	009242/000299

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	UPPERCO, MD 21155

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,500 (-) Land $151,100 Building $211,400	$362,500 (-) Land $151,100 Building $211,400
2025	$6,089.00 (-0.6%)
2023	$6,126.00	$362,500 Land $151,100 Building $211,400	$362,500 Land $151,100 Building $211,400

Flood & Wildfire

188 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.