Cameron County property record for 195 E Cernan Ct, Brownsville, TX 78521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,566 sqft · built 2017 |
| Lot Size | 0.437 acres (19,039 sqft) |
| Owner | Individual Name on File |
| Last Sale | $22,500 (May 2007) |
| Tax Bill | $2,649 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038820-0060-013000 |
| Primary APN | 038820-0060-013000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,566 sqft Living Area |
| Gross Area | 2,072 sqft |
| 1st Floor Area | 1,566 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,039 sqft (0.437 acres) |
| Lot Dimensions | 130 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 828 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 188 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 195 E CERNAN CT |
|---|---|
| City | BROWNSVILLE |
| State | TX |
| Zip | 78521-7617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-C |
| Legal Description | LOT 13 BLK 6 HORSESHOE LAKE SUBDIVISION SEC II (CAB 1 PG 80-A MRCC) |
| Legal Subdivision | HORSESHOE LAKE SUBDIVISION SEC II (CAB 1 |
| Legal Block | 6 |
| Legal Lot Number | 13 |
| Jurisdiction | CAMERON TX |
| Township / Civil Division | BROWNSVILLE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 13305 |
Source: Cameron County assessment roll, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 195 E CERNAN CT, BROWNSVILLE, TX 78521-7617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2017 | Deed of Trust, Mortgage FIRST COMMUNITY BANK NA |
| Nov 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 8, 2007 · Amount on Record |
| Deed Sale | May 8, 2007 · Amount on Record |
| Prior Sale | Jul 22, 2005 · Amount on Record |
| Deed Document Number | 200724571 |
| Deed Book / Page | 13798 / 109 |
| Last Transfer Date | Sep 19, 2008 |
| Transfer Doc | 15424/085 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMERON TX |
| Property Address | 195 E CERNAN CT, BROWNSVILLE, TX 78521-7617 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 022514/214 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 22514/214 |
| Instrument | 2017-00014016 |
| Name | FIRST COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Address | SAN BENITO, TX 78586 |
| Amount | Amount Recorded |
|---|---|
| Term | 6 Months |
| Due | Oct 24, 2017 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMERON TX |
| Property Address | 195 E CERNAN CT, BROWNSVILLE, TX 78521-7617 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 023004/187 |
|---|---|
| Date | Nov 9, 2017 |
| Book Page | 23004/187 |
| Instrument | 2017-00042604 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Cameron County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cameron County |
| Municipality | Brownsville City |
| Unified School District | Brownsville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $202,505 (+1%) | $340,128 (-) Land $106,051 Building $234,077 | |
| 2025 | $2,649.00 (-4.64%) Homeowner's exemption | $184,095 (-41.57%) | $340,128 (+7.96%) Land $106,051 Building $234,077 |
| 2024 | $2,778.00 (-10.47%) | ||
| 2023 | $3,103.00 Homeowner's exemption Additional exemption filed | $315,047 Land $80,970 Building $234,077 | $315,047 Land $80,970 Building $234,077 |
| 2022 | $3,103.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROWNSVILLE PUBLIC UTILITIES BOARD serves 201,249 people · EPA ID TX0310001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Smartcom Telephone, T-Mobile USA, Valley Telephone Cooperative, Inc. (TX).
Search by:
By searching, you agree to: Terms • Privacy • Disclosures