164 E Cernan Ct, Brownsville, TX 78521 Property Records

Cameron County property record for 164 E Cernan Ct, Brownsville, TX 78521

Property Summary

Property Type	Single Family Home
Details	2,000 sqft · built 2011
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Tax Bill	$2,889 (2022)
Deeds & Mortgages	Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`038820-0060-019000`

Property Details

APN / Parcel Number

Primary APN	`038820-0060-019000`
Alternative APN	`44636`

Interior

Stories	1 Story
Building Area	2,000 sqft Living Area
Gross Area	2,462 sqft
1st Floor Area	2,000 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	735 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	212 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	164 E CERNAN CT
City	BROWNSVILLE
State	TX
Zip	78521-7617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 BLK 6 HORSESHOE LAKE SUBDIVISION SEC II (CAB 1 PG 80-A MRCC)
Legal Subdivision	HORSESHOE LAKE SUBDIVISION SEC II (CAB 1
Legal Block	6
Legal Lot Number	19
Jurisdiction	CAMERON TX
Township / Civil Division	BROWNSVILLE
Census Block Group	1
Census Block	1004
Census Tract	13305

Owner

Source: Cameron County assessment roll, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	164 E CERNAN CT, BROWNSVILLE, TX 78521-7617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 30, 2007
Deed Sale	Jan 30, 2007
Prior Sale	Oct 25, 2000
Deed Document Number	20075417
Deed Book / Page	13456 / 151
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	164 E CERNAN CT, BROWNSVILLE, TX 78521-7617
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202228078
Date	Jul 7, 2022
Instrument	2022-28078

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Brownsville City
Unified School District	Brownsville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,955 (+1%)	$281,195 (+1.96%) Land $52,800 Building $228,395
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$189,050 (-30.08%) Land $47,400 Building $228,395	$275,795 (+2%) Land $47,400 Building $228,395
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$270,377 Land $36,900 Building $233,477	$270,377 Land $36,900 Building $233,477
2022	$2,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROWNSVILLE PUBLIC UTILITIES BOARD serves 201,249 people · EPA ID TX0310001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone, T-Mobile USA, Valley Telephone Cooperative, Inc. (TX).